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301 Bay St, Morganton, NC 28655 Property Records

Burke County property record for 301 Bay St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,606 sqft · built 2025
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Jan 2020)
Tax Bill$1,597 (2026)
Deeds & MortgagesJan 2020 Transfer
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN2703245877

Property Details

APN / Parcel Number

Primary APN2703245877
Alternative APNs
  • 2703245876
  • 4580

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,606 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address301 BAY ST
CityMORGANTON
StateNC
Zip28655-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM INT
Legal Description301 BAY ST MORGANTON, NC 28655
Legal SubdivisionWILL AVERY PROPERTY
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1013
Census Tract21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 W MCDOWELL ST, MORGANTON, NC 28655-3840
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 27, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleJan 25, 2013 · Amount on Record
Deed Document Number202017036560
Deed Book / Page2446 / 228
Prior Transfer DateJan 24, 2020
Prior Transfer Doc0024460234
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBURKE NC
Recording DateJan 27, 2020
Property Address301 BAY ST, MORGANTON, NC 28655-3819
Document Number0024460234
Book / Page002446 / 000234
Instrument DateJan 24, 2020
Instrument36562
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 W MCDOWELL ST MORGANTON NC 286553840, MORGANTON, NC 28655-3840

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 27, 2020
Property Address301 BAY ST, MORGANTON, NC 28655-3819
Document Number0024460228
Book / Page002446 / 000228
Instrument DateJan 22, 2020
Instrument36560
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 W MCDOWELL ST MORGANTON NC 286553840, MORGANTON, NC 28655-3840

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,597.00 (+1,128.46%)$269,455 (+33.97%) Land $23,500 Building $245,955$269,455 (+33.97%) Land $23,500 Building $245,955
2025$130.00 (-0.76%)$201,135 (+755.89%) Land $23,500 Building $177,635$201,135 (+755.89%) Land $23,500 Building $177,635
2023$131.00$23,500 Land $23,500$23,500 Land $23,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
Carolina West Wireless
Fixed Wireless		25 / 3
RiverStreet Networks
Fixed Wireless		25 / 3

May also be available: Compas X-Stream, Spectrum, T-Mobile, Verizon.

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