301 Adams Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 301 Adams Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 1,680 sqft · built 1980
Lot Size	0.61 acres (26,642 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2026)
Tax Bill	$6,287 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-352-009-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-352-009-000`
Alternative APN	`08191710400600 00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	1,680 sqft Building Perimeter
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	26,642 sqft (0.61 acres)
Lot Dimensions	81 ft deep x 126 ft wide
Garage Area	1,209 sqft
Driveway	Concrete Driveway
Driveway Area	1,366 sqft

Exterior Amenities

Porch	Slab
Porch Area	752 sqft
Deck Area	360 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 ADAMS DR
City	WATERLOO
State	IL
Zip	62298-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR5
Legal Description	LOT 50 EAST RIDGE 3
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	50
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1008
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-352-009-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 OLD ORCHARD LN, GLEN CARBON, IL 62034-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	2026441293
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 18, 2026
Property Address	301 ADAMS DR, WATERLOO, IL 62298-1502
Document Number	0000441293
Instrument Date	Feb 18, 2026
Instrument	441293
Transaction Type	Transfer
Record Updated	Mar 04, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 ADAMS DR, WATERLOO, IL 62298-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 ADAMS DR, WATERLOO, IL 62298-1502

Mortgage

Document Number	0000441294
Date	Feb 18, 2026
Instrument	441294

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,050 (+4.11%) Land $19,090 Building $102,960	$366,150 (+4.11%) Land $57,270 Building $308,880
2024	$6,287.00 (+22.79%) Disabled Person's exemption Veteran's exemption Additional exemption filed	$117,227 (+29.18%) Land $18,292 Building $98,935	$351,681 (+29.18%) Land $54,876 Building $296,805
2022	$5,120.00 Disabled Person's exemption Veteran's exemption Additional exemption filed	$90,750 Land $16,780 Building $73,970	$272,250 Land $50,340 Building $221,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Wisper ISP.

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO serves 10,190 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.