301 4th St S, Moorhead, MN 56560 Property Records

Clay County property record for 301 4th St S, Moorhead, MN 56560 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,908 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2020)
Tax Bill	$2,670 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`58.848.0040`

Property Details

APN / Parcel Number

Primary APN	`58.848.0040`

Exterior

Lot Area	7,908 sqft (0.18 acres)

Location & Zoning

Street Address	301 4TH ST S
City	MOORHEAD
State	MN
Zip	56560-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 8 1/2' OF LOT 9, ALL OF 10, N 25' OF LOT 11 & ALL OF LOT 12 & E'LY 58' OF S'LY 2' OF LOT 13 BLK 1 SUBDIVISIONNAME WHITES 2
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 2ND ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2029
Census Tract	20300

Owner

Source: Clay County records · APN 58.848.0040

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 4TH ST S, MOORHEAD, MN 56560-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2020 · Amount on Record
Deed Sale	Apr 01, 2020 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Document Number	2020799417
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 01, 2020
Property Address	301 4TH ST S, MOORHEAD, MN 56560-2607
Document Number	0000799417
Instrument Date	Mar 19, 2020
Instrument	799417
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 4TH ST S, MOORHEAD, MN 56560-2607

Mortgage

Document Number	0000799420
Date	Apr 01, 2020
Instrument	799420

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,670.00 (+12.18%)
2025		$171,100 (+6.8%) Land $63,300 Building $107,800	$171,100 (+6.8%) Land $63,300 Building $107,800
2023	$2,380.00 Homeowner's exemption	$160,200 Land $63,300 Building $96,900	$160,200 Land $63,300 Building $96,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.