301 4th St, Carrollton, KY 41008 Property Records

Carroll County property record for 301 4th St, Carrollton, KY 41008

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,973 sqft · built 1894
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (May 2025)
Tax Bill$4,024 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC1-26-01

Property Details

APN / Parcel Number

Primary APNC1-26-01
Alternative APNs
  • 109651
  • 124601

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,973 sqft Living Area
Basement Area612 sqft
Unfinished Basement612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Construction TypeFrame
Foundation TypeStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions208 ft deep x 139 ft wide
Garage Area1,435 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number124601
Street Address301 4TH ST
CityCARROLLTON
StateKY
Zip41008-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & CORNER LOT
JurisdictionCARROLL KY
Township / Civil DivisionCARROLLTON
Census Block Group1
Census Block1024
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carrollton Historic District
listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

301 4th St is owned and occupied by two individuals who bought it in May 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address301 4TH ST, CARROLLTON, KY 41008-1109
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 2, 2021Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Oct 2, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTURY LENDING CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleAug 2, 2021 · Amount on File
Deed Document Number20252213640
Deed Book / Page235 / 22
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address301 4TH ST, CARROLLTON, KY 41008-1109
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 4TH ST, CARROLLTON, KY 41008-1109

Mortgage

Document Number00M285/522
DateJan 5, 2024
Book PageM285/522
Instrument2207439
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL KY
Recording DateAug 2, 2021
Property Address301 4TH ST, CARROLLTON, KY 41008-1109
Document Number00D220/612
Book / PageD220 / 612
Map ReferenceMB 4 PG 553
Instrument DateJul 26, 2021
Instrument103150
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8746 HOMINY RIDGE RD, 8746, FLORENCE, IN 47020-9792

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address301 4TH ST, CARROLLTON, KY 41008-1109

Mortgage

Document Number000M268203
DateAug 2, 2021
InstrumentM268/203
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL KY
Recording DateOct 2, 2019
Property Address301 4TH ST, CARROLLTON, KY 41008-1109
Document Number00D213/434
Book / PageD213 / 434
Map ReferenceMB 4 PG 553
Instrument DateSep 27, 2019
Instrument97571
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyROUNSAVALL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 PARK AVE, 317, CARROLLTON, KY 41008-9647

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address301 4TH ST, CARROLLTON, KY 41008-1109

Mortgage

Document Number000M251669
DateOct 2, 2019
InstrumentM251/669
Lender
NameCENTURY LENDING CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 301 4th St was $4,024, up 20.7% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
MunicipalityCarrollton City
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,024.00 (+20.73%)$400,000 (-) Land $25,000 Building $375,000$400,000 (-) Land $25,000 Building $375,000
2025$3,333.00$400,000 Land $25,000 Building $375,000$400,000 Land $25,000 Building $375,000
2023$3,319.00$330,000 Land $20,000 Building $310,000$330,000 Land $20,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 4th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1978–2025)
Claims Outside the SFHA1 of 10
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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