301 2nd St, Warsaw, KY 41095 Property Records

Gallatin County property record for 301 2nd St, Warsaw, KY 41095

Property Summary

Property Type	Commercial
Details	2,479 sqft
Lot Size	0.62 acres (26,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Oct 2023)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13A-29-01`

Property Details

APN / Parcel Number

Primary APN	`13A-29-01`
Alternative APNs	`6501-1` `7806-1`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,479 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,998 sqft (0.62 acres)
Lot Dimensions	135 ft deep x 200 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	800 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	7806-1
Street Address	301 2ND ST
City	WARSAW
State	KY
Zip	41095-2126
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RESIDENTIA
Legal Description	LOTS 103,104,126 & 1/2 LOT 125 WARSAW
Legal Lot Number	103-125
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1009
Census Tract	960103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warsaw Historic District listed 1982 · 118 contributing resources · NRIS 82002699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2131 STEELE BRANCH RD, FRANKFORT, KY 40601-9469
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 14, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202391171
Deed Book / Page	140 / 28
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GALLATIN KY
Recording Date	Oct 30, 2023
Property Address	301 2ND ST, WARSAW, KY 41095-2126
Document Number	000D140/28
Book / Page	D140 / 28
Map Reference	MB L PG 189
Instrument Date	Oct 27, 2023
Instrument	91171
Transaction Type	Transfer
Record Updated	Dec 1, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 W 11TH ST, NEWPORT, KY 41071-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2131 STEELE BRANCH RD, FRANKFORT, KY 40601-9469

Mortgage

Document Number	000M273/81
Date	Oct 30, 2023
Book Page	M273/81
Instrument	91175

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Aug 14, 2020
Property Address	301 2ND ST, WARSAW, KY 41095-2126
Document Number	00D131/685
Book / Page	D131 / 685
Map Reference	MB L PG 189
Instrument Date	Jul 14, 2020
Instrument	76557
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12573 HUTTON DR, 12573, WALTON, KY 41094-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 W 11TH ST, NEWPORT, KY 41071-1511

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,500 (-) Land $75,000 Building $517,500	$592,500 (-) Land $75,000 Building $517,500
2025	$6,292.00 (+157.24%)	$592,500 (+73.11%) Land $75,000 Building $517,500	$592,500 (+73.11%) Land $75,000 Building $517,500
2023	$2,446.00	$342,270 Land $20,000 Building $322,270	$342,270 Land $20,000 Building $322,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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