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30095 Cedar Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30095 Cedar Rd, Punta Gorda, FL 33982 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,374 sqft Living Area
Lot Size20,250 sqft (0.464 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2019)
Tax Bill$1,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-24-18-356-008
Alternative APNs
  • 0095611-000200-9
  • 10004626251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,374 sqft Living Area
Gross Area2,521 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialComposition Shingle Roof
Lot Area20,250 sqft (0.464 acres)
Depth X Width135 ft x 150 ft Depth x Width
Driveway1 Driveway
Driveway Area1 sqft Driveway
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area480 sqft Garage
Porch1 Porch
Porch Area667 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number10004626251
Old Parcel Number00956110002009
Street Address30095 CEDAR RD
CityPUNTA GORDA
StateFL
Zip33982-1374
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIH 001 0000 0190 RIDGE HARBOR 1ST ADD LTS 190 & 191 362/31 860/722 972/984 1080/1030 DC2132/492-RAC 2132
Legal Range24E
Legal Township40S
Legal Section18
Legal SubdivisionRIDGE HARBOR
Legal Lot Number190 191
JurisdictionCHARLOTTE FL
Minor Civil DivisionPUNTA GORDA
Census Blockgroup1
Census Block1033
Census Tract10100

Owner

Source: Charlotte County records · APN 40-24-18-356-008

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Sep 03, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 08, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 16, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2019 · Amount on Record
Deed SaleMar 08, 2019 · Amount on Record
Prior SaleJul 20, 2015 · Amount on Record
Deed Doc Number2690129
Deed Book / Page4413 / 1992
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
InvestorPossibly a Property Investor

Mortgage

Document Number0003396485
DateApr 23, 2024
Instrument3396485
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374

Mortgage

Document Number0048342191
DateSep 03, 2021
Book Page4834/2191
Instrument2993324
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 08, 2019
Property Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
Document Number0044131992
Book / Page4413 / 1992
Map ReferenceMB 3 PG 56
Instrument DateMar 08, 2019
Instrument2690129
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address30095 CEDAR RD, 30095, PUNTA GORDA, FL 33982-1374

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
InvestorPossibly a Property Investor

Mortgage

Document Number0002690130
DateMar 08, 2019
Instrument2690130
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address30095 CEDAR RD, PUNTA GORDA, FL 33982-1374
Document Number0043150553
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedJun 08, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address30095 CEDAR RD PUNTA GORDA FL 339821374, PUNTA GORDA, FL 33982-1374

Mortgage

Document Number0043150553
DateMay 15, 2018
Book Page004315/000553
Instrument2612462
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueMay 14, 2046
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (-42.9%) Homeowner's exemption$130,451 (+5.99%)$285,061 (+10.96%) Land $28,000 Building $257,061
2023$2,389.00 (+4.46%) Homeowner's exemption$123,083 (+3%)$256,904 (-5.31%) Land $28,306 Building $228,598
2022$2,287.00 Homeowner's exemption$119,498$271,321 Land $20,808 Building $250,513

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 312 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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