3009 Sterns Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 3009 Sterns Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,254 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$284,900 (Feb 2026)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-032-054-00`

Property Details

APN / Parcel Number

Primary APN	`02-032-054-00`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3009 STERNS RD
City	LAMBERTVILLE
State	MI
Zip	48144-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 32 T8S R7E 1 ACRE COM @ NW COR OF E 1/2 OF W 1/2 OF E 1/2 OF NW 1/4 TH S 280.5 FT W 148.5 FT N 280.5 FT E 148.5 FT TO POB
Legal Range	07E
Legal Township	08S
Legal Section	32
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833300

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7153 TRIUMPH LN, PERRYSBURG, OH 43551-5538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Sep 23, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2022	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 1, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	20261920
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0000021067
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 4, 2026
Property Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675
Document Number	0000001920
Instrument Date	Feb 3, 2026
Instrument	2026R01920
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7153 TRIUMPH LN, PERRYSBURG, OH 43551-5538

Mortgage

Document Number	0000002300
Date	Feb 4, 2026
Instrument	2026R02300

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 23, 2022
Property Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675
Document Number	0000018744
Instrument Date	Sep 2, 2022
Instrument	2022R18744
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 STERNS RD, 3009, LAMBERTVILLE, MI 48144-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 W STEMS RD, LAMBERTVILLE, MI 48144

Mortgage

Document Number	0000018745
Date	Sep 23, 2022
Instrument	2022R18745

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 17, 2022
Property Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675
Document Number	0000016567
Instrument Date	Aug 19, 2021
Instrument	2022R16567
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$1,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4638 CAMERON RIDGE DR APT 138, 4638, INDIANAPOLIS, IN 46240-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 N ERIE ST, TOLEDO, OH 43604-5600

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675

Mortgage

Document Number	0000025669
Date	Nov 30, 2020
Instrument	2020R25669

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 1, 2022
Property Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675
Document Number	0000017524
Instrument Date	Jul 18, 2019
Instrument	2022R17524
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 STERNS RD, 3009, LAMBERTVILLE, MI 48144-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3009 STERNS RD, LAMBERTVILLE, MI 48144-9675

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (+4.73%)	$301,000 (+4.73%)
2025	$1,115.00 (-58.81%) Homeowner's exemption	$143,700 (+64.04%) Land $143,700	$287,400 (+64.04%) Land $287,400
2024	$2,707.00 (+16.73%)
2023	$2,319.00 Homeowner's exemption	$87,600	$175,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile USA.

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