3009 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 3009 N River Rd, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,456 sqft · built 1960
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Last Sale$377,000 (Jun 2005)
Tax Bill$7,665 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-24-351-016

Property Details

APN / Parcel Number

Primary APN19-24-351-016

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area29,621 sqft (0.68 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address3009 N RIVER RD
CityALGONQUIN
StateIL
Zip60102-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2005R0044210 PT W1/2 SW1/4 SW1/4 LYING S OF CEN HWY
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group5
Census Block5021
Census Tract871402

Owner

Source: McHenry County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3009 N RIVER RD, ALGONQUIN, IL 60102-9614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2005 · Amount on Record
Deed SaleJun 7, 2005 · Amount on Record
Prior SaleJun 7, 2005 · Amount on Record
Deed Document Number0000044210
Last Transfer DateNov 18, 2025
Transfer Doc0000032424
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 18, 2025
Property Address3009 N RIVER RD, ALGONQUIN, IL 60102-9614
Document Number0000032424
Instrument DateNov 3, 2025
Instrument2025R0032424
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3009 N RIVER RD, ALGONQUIN, IL 60102-9614

Mortgage

Document Number0000032425
DateNov 18, 2025
Instrument2025R0032425
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate6.42%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,665.00$106,962 (+47.62%) Land $28,642 Building $78,320$320,886 (+47.62%) Land $85,926 Building $234,960
2022$72,459 Land $15,514 Building $56,945$217,377 Land $46,542 Building $170,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA6 of 32
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

Nearby Properties on N River Rd

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