Highlands County property record for 3009 Hammock Ter, Sebring, FL 33872 · Last verified June 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2005 |
| Lot Size | 0.155 acres (6,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2026) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C354806000200010 |
| Primary APN | C354806000200010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,734 sqft (0.155 acres) |
| Garage Type | Carport |
| Garage Area | 190 sqft |
| Carport | Carport |
| Carport Area | 190 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 1,104 sqft |
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3009 HAMMOCK TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-4126 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HAMMOCK TERRACE PB 12/16 LOT 1 BLK 2 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | HAMMOCK TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960602 |
Source: Highlands County records · APN C354806000200010
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage METROPOLE MORTGAGE SERVICES |
| May 25, 2023 | Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP |
| Jan 06, 2020 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 20262314677 |
| Deed Book / Page | 3195 / 257 |
| Prior Transfer Date | May 09, 2003 |
| Prior Transfer Doc | 0001191479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 27, 2026 |
| Property Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Document Number | 0002314677 |
| Book / Page | 3195 / 257 |
| Instrument Date | May 08, 2026 |
| Instrument | 20262314677 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | SEBRING TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Document Number | 0002314678, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20262314678 |
| Name | METROPOLE MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 25, 2023 |
| Property Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Document Number | 0002152720 |
| Book / Page | 2977 / 533 |
| Map Reference | MB 12 PG 16 |
| Instrument Date | May 19, 2023 |
| Instrument | 2152720 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,186.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Name | Verified Name |
|---|---|
| Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Document Number | 0002977535 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2977/535 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 06, 2020 |
| Property Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Document Number | 0001970001 |
| Book / Page | 2731 / 1295 |
| Map Reference | MB 12 PG 16 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 1970001 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 935 WHIPPOORWILL DR, 935, TALBOTT, TN 37877-8355 |
| Name | Verified Name |
|---|---|
| Address | 3009 HAMMOCK TER, SEBRING, FL 33872-4126 |
| Investor | Possibly a Property Investor |
| Document Number | 0027311296 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | 2731/1296 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 (+3.4%) Homeowner's exemption Veteran's exemption | $128,569 (+65.12%) | $139,562 (+39.05%) Land $15,000 Building $124,562 |
| 2024 | $1,440.00 (+79.55%) | ||
| 2023 | $802.00 (+6.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $77,866 (+4.48%) | $100,365 (-9.53%) Land $6,500 Building $93,865 |
| 2022 | $756.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $74,528 | $110,939 Land $6,500 Building $104,439 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 676 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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