Osceola County property record for 3009 Crispin Cir, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,732 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (May 2020) |
| Tax Bill | $7,055 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242631338200010360 |
| Primary APN | 242631338200010360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Heated Area |
| Gross Area | 3,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3009 CRISPIN CIR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY WEST PH 1A PB 27 PGS 116-120 LOT 36 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | HARMONY WEST PHS 1A |
| Legal Phase | 1A |
| Legal Tract | 3382 |
| Legal Lot Number | 36 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3009 CRISPIN CIR, HARMONY, FL 34773-6109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST MTG SOLUTIONS |
| May 15, 2020 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 2020064583 |
| Deed Book / Page | 5722 / 2919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3009 CRISPIN CIR, HARMONY, FL 34773-6109 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Title Company | ALOMA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3009 CRISPIN CIR, HARMONY, FL 34773-6109 |
| Document Number | 0062102261 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 6210/2261 |
| Instrument | 2022073743 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3009 CRISPIN CIR, HARMONY, FL 34773-6109 |
| Document Number | 0057972797 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114 |
| Document Number | 0057972797 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005797/002797 |
| Instrument | 126568 |
| Name | FIRST MTG SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 15, 2020 |
| Property Address | 3009 CRISPIN CIR, HARMONY, FL 34773-6109 |
| Document Number | 0057222919 |
| Book / Page | 005722 / 002919 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 64583 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | CLEAR TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3009 CRISPIN CIR HARMONY FL 347736109, HARMONY, FL 34773-6109 |
| Document Number | 57222921 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 005722/002921 |
| Instrument | 64584 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,055.00 (+6.65%) Homeowner's exemption | $362,105 (+5.99%) | $410,700 (+8.14%) Land $80,000 Building $330,700 |
| 2023 | $6,615.00 (+5.05%) Homeowner's exemption | $341,651 (+3%) | $379,800 (+14.5%) Land $60,000 Building $319,800 |
| 2022 | $6,297.00 Homeowner's exemption | $331,700 Land $60,000 Building $271,700 | $331,700 Land $60,000 Building $271,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures