30082 Whitecap, Laguna Niguel, CA 92677 Property Records

Orange County property record for 30082 Whitecap, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 1989
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Aug 2003)
Tax Bill	$7,836 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-371-48`

Property Details

APN / Parcel Number

Primary APN	`653-371-48`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,027 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,000 sqft (0.069 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	30082 WHITECAP
City	LAGUNA NIGUEL
State	CA
Zip	92677-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13070 BLK LOT 22
Legal Subdivision	STERLING NIGUEL
Legal Tract	13070
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42330

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Intrafamily Transfer, Transfer
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBCN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	20031040708
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2025
Property Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843
Document Number	0000257976
Map Reference	MB 590 PG 49&50
Instrument Date	Sep 17, 2025
Instrument	2025000257976
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843

Mortgage

Document Number	0000468497
Date	Sep 4, 2020
Instrument	2020000468497

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	30082 WHITECAP, LAGUNA NIGUEL, CA 92677-8843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30082 WHITECAP, LAGUNA BEACH, CA 92677-8843

Mortgage

Document Number	0000695834
Date	Nov 30, 2020
Instrument	2020000695834

Lender

Name	BBCN BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$797,617 (+2%) Land $571,324 Building $226,293
2025	$7,836.00 (+1.71%) Homeowner's exemption	$781,978 (+4.04%) Land $560,122 Building $221,856
2024	$7,704.00 (+2.19%)
2023	$7,539.00 (+1.95%) Homeowner's exemption	$751,614 Land $538,372 Building $213,242
2022	$7,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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