3008 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3008 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2024)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8470`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8470`
Alternative APNs	`34180201128470` `02183401128470` `3953762.0` `3953762`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,590 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Patio
Porch Area	338 sqft
Patio Area	418 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3953762
Street Address	3008 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 12847 & 12848 BLK 414 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 5141 PG 0600 PER OR 6127 PG 2721 PER OR 7984 PG 3500 PER OR 8617 PG 2999
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	414
Legal Lot Number	12847
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2014
Census Tract	83007

Owner

3008 Umbrella Tree Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3008 UMBRELLA TREE DR, EDGEWATER, FL 32141-6105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	2024194754
Deed Book / Page	8617 / 2999
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3008 UMBRELLA TREE DR, EDGEWATER, FL 32141-6105
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 UMBRELLA TREE DR, EDGEWATER, FL 32141-6105

Mortgage

Document Number	0081522929
Date	Nov 10, 2021
Book Page	8152/2929
Instrument	2021-270215

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 4, 2021
Property Address	3008 UMBRELLA TREE DR, EDGEWATER, FL 32141-6105
Document Number	0079843500
Book / Page	7984 / 3500
Map Reference	MB 19 PG 240
Instrument Date	Jan 26, 2021
Instrument	2021-025859
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 SCHOONER AVE, 301, EDGEWATER, FL 32141-5972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 UMBRELLA TREE DR, EDGEWATER, FL 32141-6105

Mortgage

Document Number	0079843502
Date	Feb 4, 2021
Instrument	7984/3502

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3008 Umbrella Tree Dr was $4,210.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,884 (-2.9%) Land $54,000 Building $211,884	$265,884 (-2.9%) Land $54,000 Building $211,884
2025	$4,210.00 Homeowner's exemption	$273,826 Land $54,000 Building $219,826	$273,826 Land $54,000 Building $219,826
2023	$3,749.00 (-17.4%) Senior Citizen's exemption	$263,395 (+12.07%) Land $42,000 Building $221,395	$263,395 (+12.07%) Land $42,000 Building $221,395
2022	$4,539.00	$235,020 Land $29,600 Building $205,420	$235,020 Land $29,600 Building $205,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3008 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3008 Umbrella Tree Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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