3007 SE Racoon Way, Stuart, FL 34997 Property Records

Martin County property record for 3007 SE Racoon Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,278 sqft · built 2003
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Feb 2017)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-38-41-003-000-0338.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`35-38-41-003-000-0338.0-0-0000`
Alternative APNs	`35-38-41-003-000-03380-0` `154957`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,587 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	510 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	154957
Street Address	3007 SE RACOON WAY
City	STUART
State	FL
Zip	34997-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 338 PLAT 7 PH III-B SUMMERFIELD GOLF CLUB A PUD (PB 15 PG 20)
Legal Range	41E
Legal Township	38S
Legal Section	35
Legal Subdivision	SUMMERFIELD
Legal Block	2
Legal Lot Number	338
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1108

Owner

3007 SE Racoon Way is owned and occupied by two individuals who bought it in February 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 2, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNVEST MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Prior Sale	Sep 5, 2003 · Amount on File
Deed Document Number	20177604
Deed Book / Page	2904 / 2965
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0001735183
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 SE RACOON WAY, STUART, FL 34997-4754

Mortgage

Document Number	0033551636
Date	Jan 20, 2023
Book Page	3355/1636
Instrument	2998459

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 19, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 SE RACOON WAY, STUART, FL 34997-4754

Mortgage

Document Number	0031902173
Date	Jan 20, 2021
Book Page	3190/2173
Instrument	2862734

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029560683
Date	Oct 27, 2017
Book Page	02956/0683
Instrument	2661757

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030141028
Date	Sep 5, 2018
Book Page	03014/1028
Instrument	2714083

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	48058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030871334
Date	Oct 8, 2019
Book Page	3087/1334
Instrument	2778802

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 2, 2017
Property Address	3007 SE RACOON WAY, STUART, FL 34997-4754
Document Number	0029042965
Book / Page	02904 / 2965
Map Reference	MB15 PG20
Instrument Date	Jan 30, 2017
Instrument	2617604
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTH FLORIDA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 ADAMS WAY, 119, SAYVILLE, NY 11782-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 SE RACOON WAY, STUART, FL 34997-4754

Mortgage

Document Number	0002617605
Date	Feb 2, 2017
Instrument	2617605

Lender

Name	SUNVEST MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3007 SE Racoon Way was $1,526 with a homeowner's exemption, up 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+0.66%) Additional exemption filed	$109,631	$534,430 Land $200,000 Building $334,430
2024	$1,516.00 (+3.76%)
2023	$1,461.00 (+4.81%) Additional exemption filed	$103,439 (+3%)	$531,140 (+13.47%) Land $200,000 Building $331,140
2022	$1,394.00 Homeowner's exemption	$100,427	$468,070 Land $160,000 Building $308,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3007 SE Racoon Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3007 SE Racoon Way is very high, ranking above 90% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

3007 SE Racoon Way, Stuart, FL 34997 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SE Racoon Way

Nearby Streets

Search Property Records by Address or Parcel Number