30065 Stone Summit Dr, Valley Center, CA 92082 Property Records

San Diego County property record for 30065 Stone Summit Dr, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,445 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$959,000 (Jun 2021)
Tax Bill	$12,160 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-231-01-00`

Property Details

APN / Parcel Number

Primary APN	`185-231-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,445 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	30065 STONE SUMMIT DR
City	VALLEY CENTER
State	CA
Zip	92082-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 1 TR 016125
Legal Subdivision	SAN DIEGO #5315-1
Legal Tract	016125
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2000
Census Tract	19105

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Grant Deed, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIVATE INDIVIDUAL
Oct 28, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ONETRUST HM LOANS
Jun 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2021421500
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722
Document Number	0000421500
Map Reference	MAP 16125
Instrument Date	May 24, 2021
Instrument	2021-0421500
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722

Mortgage

Document Number	0000421501
Date	Jun 7, 2021
Instrument	2021-0421501

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722
Document Number	0000175583
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 HORTENSIA ST SAN DIEGO CA 921102945, SAN DIEGO, CA 92110-2945

Mortgage

Document Number	0000175583
Date	Apr 6, 2020
Instrument	175583

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAN DIEGO, CA 92110

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	24 Months
Due	Apr 5, 2022

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2019
Property Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722
Document Number	0000489648
Instrument Date	Oct 4, 2019
Instrument	489648
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30065 STONE SUMMIT DR VALLEY CENTER CA 92082, VALLEY CENTER, CA 92082

Mortgage

Document Number	489649
Date	Oct 28, 2019
Instrument	489649

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Mortgage

Document Number	489650,
Date	Oct 28, 2019
Instrument	489650

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2018
Property Address	30065 STONE SUMMIT DR, VALLEY CENTER, CA 92082-5722
Instrument Date	Jun 15, 2018
Instrument	255495
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 HORTENSIA ST SAN DIEGO CA 921102945, SAN DIEGO, CA 92110-2945

Mortgage

Document Number	0000255495
Date	Jun 22, 2018
Instrument	255495

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAN DIEGO, CA 92110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2019

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,058,809 (+2%) Land $326,652 Building $732,157
2025	$12,160.00 (+4.73%) Homeowner's exemption	$1,038,049 (+4.04%) Land $320,248 Building $717,801
2023	$11,611.00 (+1.82%) Homeowner's exemption	$997,742 Land $307,813 Building $689,929
2022	$11,404.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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