3006 S Roca St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3006 S Roca St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,067 sqft · built 2004
Lot Size	0.2 acres (8,737 sqft)
Owner	2 Owner Names on Record
Last Sale	$330,000 (May 2009)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-45-258`

Property Details

APN / Parcel Number

Primary APN	`304-45-258`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,067 sqft Living Area
1st Floor Area	1,568 sqft
2nd Floor Area	1,499 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,737 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Pool Area	365 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3006 S ROCA ST
City	GILBERT
State	AZ
Zip	85295-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 18
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3008
Census Tract	815402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Feb 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 21, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2009 · Amount on Record
Deed Sale	May 26, 2009 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	20090468281
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 S ROCA ST, GILBERT, AZ 85295-1718

Mortgage

Document Number	0000101412
Date	Feb 23, 2026
Instrument	20260101412

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 S ROCA ST, GILBERT, AZ 85295-1718

Mortgage

Document Number	0000489308
Date	Sep 19, 2023
Instrument	20230489308

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 S ROCA ST, GILBERT, AZ 85295-1718

Mortgage

Document Number	0000096648
Date	Feb 24, 2025
Instrument	20250096648

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 S ROCA ST, GILBERT, AZ 85295-1718

Mortgage

Document Number	0000367457
Date	Jun 26, 2025
Instrument	20250367457

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 S ROCA ST, GILBERT, AZ 85295-1718

Mortgage

Document Number	0000371912
Date	May 21, 2019
Instrument	20190371912

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3006 S ROCA ST, GILBERT, AZ 85295-1718
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000523100
Date	Jun 16, 2020
Instrument	20200523100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,970 (-0.91%)	$629,700 (-0.91%) Land $125,900 Building $503,800
2025	$3,077.00 (+3.95%)
2024		$63,550	$635,500 Land $127,100 Building $508,400
2023	$2,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AirFiber WISP, Verizon, WeLink Communications.

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