3006 Royal Oaks Ct, Sebring, FL 33875 Property Records

Highlands County property record for 3006 Royal Oaks Ct, Sebring, FL 33875

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 2,008 sqft · built 2007
Lot Size	0.05 acres (2,220 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2023)
Tax Bill	$3,428 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-09-35-28-140-0000-0240`

Property Details

APN / Parcel Number

Primary APN	`C-09-35-28-140-0000-0240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	3,332 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,220 sqft (0.05 acres)
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3006 ROYAL OAKS CT
City	SEBRING
State	FL
Zip	33875-5100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3FUD
Legal Description	ROYAL OAKS PER OR 2094-1865 UNITS 24 + 25 + INT IN COMMON AREA
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	ROYAL OAKS
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3023
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9201 N COUNTY ROAD 1840E, CHARLESTON, IL 61920-8307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2164458
Deed Book / Page	2992 / 1078
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 15, 2023
Property Address	3006 ROYAL OAKS CT, SEBRING, FL 33875-5100
Document Number	0002164458
Book / Page	2992 / 1078
Instrument Date	Aug 7, 2023
Instrument	2164458
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 VERAGUA AVE, CORAL GABLES, FL 33134-1851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9201 N COUNTY ROAD 1840E, CHARLESTON, IL 61920-8307

Mortgage

Document Number	0029921081
Date	Aug 15, 2023
Instrument	2992/1081

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 15, 2020
Property Address	3006 ROYAL OAKS CT, SEBRING, FL 33875-5100
Document Number	0002011015
Book / Page	2790 / 493
Instrument Date	Dec 9, 2020
Instrument	2011015
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3616 CREEKSIDE DR, 3616, SEBRING, FL 33875-4753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 ROYAL OAKS CT, SEBRING, FL 33875-5100

Mortgage

Document Number	0002790495
Date	Dec 15, 2020
Instrument	2790/495

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,773 (+25.97%) Land $8,500 Building $233,273	$241,773 (+25.97%) Land $8,500 Building $233,273
2024	$3,428.00 (+16.72%)
2023	$2,937.00 (+4.11%)	$191,926 (+2.91%) Land $7,500 Building $184,426	$191,926 (+2.91%) Land $7,500 Building $184,426
2022	$2,821.00	$186,494 Land $7,500 Building $178,994	$186,494 Land $7,500 Building $178,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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