3006 Peaks Rd, Bedford, VA 24523 Property Records

Bedford County property record for 3006 Peaks Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1998
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`109 4 2A`

Property Details

APN / Parcel Number

Primary APN	`109 4 2A`
Alternative APNs	`10906802` `358813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,613 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3006 PEAKS RD
City	BEDFORD
State	VA
Zip	24523-3673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE OTTER PB36/244
Legal Subdivision	LITTLE OTTER
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	30401

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3006 PEAKS RD, BEDFORD, VA 24523-3673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	3006 PEAKS RD, BEDFORD, VA 24523-3673
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006471
Date	Jun 6, 2022
Instrument	220006471

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4.88%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00	$274,300 (+1%) Land $45,000 Building $229,300
2023	$1,124.00 Additional exemption filed	$137,150	$274,300 Land $45,000 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30