Polk County property record for 3006 3rd St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,274 sqft · built 1898 |
| Lot Size | 0.29 acres (12,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Apr 2026) |
| Tax Bill | $2,026 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/02372-002-001 |
| Primary APN | 070/02372-002-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 998 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,610 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 97 ft wide |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3006 3RD ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 EX S 3F; LOT 88 BLK 3 LAKE PARK |
| Legal Subdivision | LAKE PARK |
| Legal Block | 3 |
| Legal Lot Number | 87,88 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 500 |
3006 3rd St is owned and occupied by an individual who bought it in April 2026.
Source: Polk County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3006 3RD ST, DES MOINES, IA 50313-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Dec 4, 2020 · Amount on File |
| Deed Document Number | 202620866 |
| Deed Book / Page | 20483 / 219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3006 3RD ST, DES MOINES, IA 50313-4306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000065221 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 19228/797 |
| Instrument | 2022-00065221 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3006 3RD ST, DES MOINES, IA 50313-4306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011438 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 19739/663 |
| Instrument | 2024-00011438 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | 5700 UNIVERSITY AVE STE 100, WEST DES MOINES, IA 50266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Apr 14, 2026 |
| Property Address | 3006 3RD ST, DES MOINES, IA 50313-4306 |
| Document Number | 0000020866 |
| Book / Page | 20483 / 219 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202620866 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,602.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3006 3RD ST, DES MOINES, IA 50313-4306 |
| Document Number | 0000020867, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202620867 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,600 Land $25,200 Building $116,400 | $141,600 Land $25,200 Building $116,400 | |
| 2024 | $2,026.00 | ||
| 2023 | $122,200 Land $21,600 Building $100,600 | $122,200 Land $21,600 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3006 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3006 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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