3005 Terrace St, Pocatello, ID 83201 Property Records

Bannock County property record for 3005 Terrace St, Pocatello, ID 83201

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,117 sqft · built 2006
Lot Size	0.318 acres (13,848 sqft)
Owner	2 Individual Names on File
Last Sale	$486,900 (Oct 2020)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`RPBBS001000`

Property Details

APN / Parcel Number

Primary APN	`RPBBS001000`
Alternative APN	`RPRPBBS001000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,117 sqft Finished Area
1st Floor Area	4,240 sqft
Basement Area	961 sqft
Finished Basement	961 sqft
Unfinished Basement	1,010 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,848 sqft (0.318 acres)
Garage Type	Attached
Garage Area	112 sqft
Driveway	Driveway
Parking Spaces	5 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3005 TERRACE ST
City	POCATELLO
State	ID
Zip	83201-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7-T6S-R35E LOT 10 BLOCK 1 BLUEBIRD SUBDIVISION
Legal Range	35E
Legal Township	06S
Legal Section	07
Legal Subdivision	BLUEBIRD SUBDIVISION
Legal Block	1
Legal Lot Number	10
Jurisdiction	BANNOCK ID
Township / Civil Division	POCATELLO
Census Block Group	1
Census Block	1008
Census Tract	1104

Owner

3005 Terrace St is owned and occupied by two individuals who bought it in October 2020.

Source: Bannock County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK UNITED NA
Apr 25, 2019	Deed of Trust, Mortgage WESTMARK CU
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 1, 2020	Intrafamily Transfer, Transfer PIONEER TITLE POCATELLO
Oct 2, 2020	Intrafamily Transfer, Transfer PIONEER TITLE POCATELLO
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 5, 2019	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jun 5, 2019 · Amount on File
Deed Document Number	202018384
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Recording Date	May 1, 2026
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Document Number	0000005185
Instrument Date	Apr 29, 2026
Instrument	20265185
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 TERRACE ST, POCATELLO, ID 83201-8034

Mortgage

Document Number	0000005185,
Date	May 1, 2026
Instrument	20265185

Lender

Name	BANK UNITED NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 29, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL POCATELLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021905333
Date	Apr 25, 2019
Instrument	21905333

Lender

Name	WESTMARK CU
Type	Credit Union
Address	00000

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022122671
Date	Oct 8, 2021
Instrument	22122671

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANNOCK ID
Recording Date	Oct 1, 2020
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Document Number	0022018385
Map Reference	DOC 98016713
Instrument Date	Oct 1, 2020
Instrument	22018385
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 TERRACE ST, POCATELLO, ID 83201-8034

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANNOCK ID
Recording Date	Oct 2, 2020
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Document Number	0022018405
Map Reference	DOC 98016713
Instrument Date	Oct 1, 2020
Instrument	22018405
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 TERRACE ST, POCATELLO, ID 83201-8034

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Oct 1, 2020
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Document Number	0022018384
Map Reference	DOC 98016713
Instrument Date	Sep 30, 2020
Instrument	22018384
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 TERRACE ST, POCATELLO, ID 83201-8034

Mortgage

Document Number	0022018386
Date	Oct 1, 2020
Instrument	22018386

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANNOCK ID
Recording Date	Jun 5, 2019
Property Address	3005 TERRACE ST, POCATELLO, ID 83201-8034
Document Number	0021907636
Map Reference	DOC 98016713
Instrument Date	Jun 4, 2019
Instrument	21907636
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 TERRACE ST, POCATELLO, ID 83201-8034

Mortgage

Document Number	0021907637
Date	Jun 5, 2019
Instrument	21907637

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3005 Terrace St was $4,936 with a homeowner's exemption.

Source: Bannock County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Pocatello City
Unified School District	Pocatello School District 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,936.00 Homeowner's exemption	$608,070 Land $120,000 Building $488,070	$608,070 Land $120,000 Building $488,070
2023	$5,256.00 Homeowner's exemption	$574,167 Land $120,000 Building $454,167	$574,167 Land $120,000 Building $454,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 Terrace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 Terrace St is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 58% of Idaho
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POCATELLO serves 58,231 people · EPA ID ID6030043
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Direct Communications Rockland Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless	500 / 500
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, T-Mobile, Verizon.

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