Jackson County property record for 3005 Stephanie Ln, Altus, OK 73521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,237 sqft · built 2017 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,700 (Oct 2021) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2017 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22911 |
| Primary APN | 22911 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Porch |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22911 |
|---|---|
| Street Address | 3005 STEPHANIE LN |
| City | ALTUS |
| State | OK |
| Zip | 73521-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL HOMES 14TH BLK 5 LOT 5 |
| Legal Range | 20W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | LAUREL HOMES 14TH |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON OK |
| Township / Civil Division | ALTUS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 968400 |
Source: Jackson County records · APN 22911
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Warranty Deed, Transfer · VA Mortgage BANK2 |
| Jun 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage FRAZER BANK |
| Jun 08, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 03, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Sep 04, 2020 · Amount on Record |
| Deed Document Number | 2021-003842 |
| Deed Book / Page | 1235 / 43 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Oct 19, 2021 |
| Property Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Document Number | 1235/43 |
| Book / Page | 1235 / 43 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-003842 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2021003843 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-003843 |
| Name | BANK2 |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1163/0084 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 1163/0084 |
| Instrument | 2017-001631 |
| Name | FRAZER BANK |
|---|---|
| Type | Bank |
| Address | ALTUS, OK 73521 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 09, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OK |
| Property Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1178/0001 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 1178/0001 |
| Instrument | 2018-001578 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Sep 04, 2020 |
| Property Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Document Number | 001212/109 |
| Book / Page | 1212 / 109 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020-002683 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2020002684 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020-002684 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OK |
| Recording Date | Oct 03, 2017 |
| Property Address | 3005 STEPHANIE LN, ALTUS, OK 73521-1337 |
| Document Number | 01168/0598 |
| Book / Page | 1168 / 0598 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017-002931 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2017002932 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 2017-002932 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Jackson County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Altus City |
| County | Jackson County |
| Unified School District | Altus Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,415.00 | $39,531 (+0.41%) Land $4,177 Building $35,354 | $329,423 (+0.41%) Land $34,806 Building $294,617 |
| 2024 | $3,415.00 (+8.79%) | $39,368 (+6.92%) Land $4,177 Building $35,191 | $328,068 (+5.47%) Land $34,806 Building $293,262 |
| 2023 | $3,139.00 | $36,820 Land $4,177 Building $32,643 | $311,043 Land $34,806 Building $276,237 |
Source: FEMA National Flood Hazard Layer, Jackson County (40065C), updated April 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400659684001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 469 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ALTUS serves 18,717 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2025 Treatment failure resolved · Jan 2024 Turbidity resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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