3005 N Cassata Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3005 N Cassata Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Oct 2014)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1910`

Property Details

APN / Parcel Number

Primary APN	`028685-1910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	2,362 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3005 N CASSATA LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-3480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 191 OR3943/1879 &4364/137(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	191
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

3005 N Cassata Ln is owned and occupied by two individuals who acquired it in April 2017.

Source: St. Johns County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Apr 26, 2017	Quit Claim Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on File
Deed Sale	Oct 20, 2014 · Amount on File
Deed Document Number	201461353
Deed Book / Page	3943 / 1879
Last Transfer Date	Apr 10, 2017
Transfer Doc	0043640137
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2026
Property Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Document Number	0000044964
Book / Page	6370 / 1611
Instrument Date	May 20, 2026
Instrument	202644964
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480

Mortgage

Document Number	0000044964,
Date	May 27, 2026
Book Page	6370/1611
Instrument	202644964

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480

Mortgage

Document Number	0053431189
Date	Aug 13, 2021
Book Page	5343/1189
Instrument	2021090057

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480

Mortgage

Document Number	0054890319
Date	Feb 9, 2022
Book Page	5489/319
Instrument	2022014549

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Sep 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Document Number	0047731647
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3005 N CASSATA LN ST AUGUSTINE FL 320923480, ST AUGUSTINE, FL 32092-3480

Mortgage

Document Number	0047731647
Date	Aug 7, 2019
Book Page	004773/001647
Instrument	57701

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 6, 2039

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 26, 2017
Property Address	3005 N CASSATA LN, SAINT AUGUSTINE, FL 32092-3480
Document Number	0043640137
Book / Page	004364 / 000137
Instrument Date	Apr 15, 2017
Instrument	28663
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3005 N CASSATA LN ST AUGUSTINE FL 320923480, ST AUGUSTINE, FL 32092-3480

Mortgage

Document Number	43660601
Date	Apr 26, 2017
Book Page	004366/000601
Instrument	29831

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3005 N Cassata Ln was $6,751 with a homeowner's exemption, up 8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,494 (+2.7%)	$430,761 (-0.09%) Land $110,000 Building $320,761
2025	$6,751.00 (+7.96%) Homeowner's exemption	$275,067 (+2.9%)	$431,157 (-2.36%) Land $110,000 Building $321,157
2024	$6,253.00 (+4.06%) Homeowner's exemption	$267,315 (+3%)	$441,579 (+0.56%) Land $105,000 Building $336,579
2023	$6,009.00 (+2.96%) Homeowner's exemption	$259,529 (+3%)	$439,128 (+8.75%) Land $89,600 Building $349,528
2022	$5,836.00 Homeowner's exemption	$251,970	$403,796 Land $89,600 Building $314,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 N Cassata Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 N Cassata Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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