Charles County property record for 3005 Lovelace Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,764 sqft · built 1975 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2020) |
| Tax Bill | $11,351 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-064302 |
| Primary APN | 06-064302 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,166 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 064302 |
|---|---|
| Street Address | 3005 LOVELACE CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 36 BLK 81 SEC 7 BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 81 |
| Legal Lot Number | 36 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850906 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2020 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WCP FUND I LLC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage K2NC LLC |
| Aug 1, 2019 | Grant Deed, Transfer MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2019 · Amount on Record |
| Deed Book / Page | 11255 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 5, 2020 |
| Property Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Document Number | 0112550016 |
| Book / Page | 11255 / 16 |
| Map Reference | MB PCM 20 PL 128 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MARYLAND TTL WORKS UNLIMITED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Document Number | 1125523 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 11255/23 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Document Number | 0108960143 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3005 LOVELACE CT WALDORF MD 206021708, WALDORF, MD 20602-1708 |
| Document Number | 0108960143 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 010896/000143 |
| Name | WCP FUND I LLC |
|---|---|
| Address | FALLS CHURCH, VA 22043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Document Number | 0108970450 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3005 LOVELACE CT WALDORF MD 206021708, WALDORF, MD 20602-1708 |
| Document Number | 0108970450 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 010897/000450 |
| Name | K2NC LLC |
|---|---|
| Address | 15881 CRABBS BRANCH WAY # B, ROCKVILLE, MD 20855-6632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 1, 2019 |
| Property Address | 3005 LOVELACE CT, WALDORF, MD 20602-1708 |
| Document Number | 0107300448 |
| Book / Page | 010730 / 000448 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15881 CRABBS BRANCH WAY #B ROCKVILLE MD 208556632, B, ROCKVILLE, MD 20855-6632 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,867 (+19.55%) | $394,700 (+7.2%) Land $120,000 Building $274,700 | |
| 2025 | $11,351.00 (+148.16%) | ||
| 2023 | $4,574.00 | $322,767 | $368,200 Land $120,000 Building $248,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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