3005 Jo Ann Dr, Joliet, IL 60431 Property Records

Will County property record for 3005 Jo Ann Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1989
Lot Size	0.24 acres (10,258 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Feb 2021)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-35-106-018`

Property Details

APN / Parcel Number

Primary APN	`06-03-35-106-018`
Alternative APN	`03351060180000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Lot Area	10,258 sqft (0.24 acres)
Garage Type	Attached
Garage Area	576 sqft

Location & Zoning

Street Address	3005 JO ANN DR
City	JOLIET
State	IL
Zip	60431-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 IN FIDAY-VIEW UNIT 1, BEING A SUB OF PRT OF THE S1/2 OF THE NW1/4 OF SEC 35, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	35
Legal Subdivision	FIDAY-VIEW UNIT 1
Legal Lot Number	44
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1017
Census Tract	880414

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3005 JO ANN DR, JOLIET, IL 60431-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Sep 6, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	202121591
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	0000046778
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3005 JO ANN DR, JOLIET, IL 60431-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000498
Date	Jan 4, 2017
Instrument	R2017000498

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3005 JO ANN DR, JOLIET, IL 60431-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070062
Date	Sep 6, 2017
Instrument	R2017070062

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 24, 2021
Property Address	3005 JO ANN DR, JOLIET, IL 60431-1528
Document Number	0000021591
Map Reference	MB29PG25&26DOC790439
Instrument Date	Oct 26, 2020
Instrument	R2021021591
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3005 JO ANN DR, JOLIET, IL 60431-1528

Mortgage

Document Number	0000021592
Date	Feb 24, 2021
Instrument	R2021021592

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3005 JO ANN DR, JOLIET, IL 60431-1528
Document Number	0000054991
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 JO ANN DR JOLIET IL 604311528, JOLIET, IL 60431-1528

Mortgage

Document Number	0000054991
Date	Aug 7, 2018
Instrument	54991

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2038

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,927.00 (+15.18%)	$113,128 (+8.45%) Land $23,340 Building $89,788	$339,384 (+8.45%) Land $70,020 Building $269,364
2024		$104,313 (+23.28%) Land $21,521 Building $82,792	$312,939 (+23.28%) Land $64,563 Building $248,376
2022	$6,014.00 Homeowner's exemption	$84,616 Land $17,457 Building $67,159	$253,848 Land $52,371 Building $201,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1983–2020)
Claims Outside the SFHA	7 of 32
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon, Watch TV.

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