Hillsborough County property record for 3005 Folklore Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,038 sqft · built 1995 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $433,000 (Sep 2026) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087258-1198 |
| Primary APN | 087258-1198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 2,038 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Masonry/Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,599 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 280 sqft |
| Porch | Slab |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0872581198 |
|---|---|
| Street Address | 3005 FOLKLORE DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-5791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BUCKHORN FIFTH ADDITION UNIT 2A LOT 21 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 05 |
| Legal Subdivision | BUCKHORN FIFTH ADDITION UNIT 2A |
| Legal Tract | 35G |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13206 |
Source: Hillsborough County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3603 CINNAMON TRACE DR, VALRICO, FL 33596-6059 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Feb 8, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP |
| May 2, 2017 | Warranty Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 2026371976 |
| Prior Transfer Date | Jul 15, 2005 |
| Prior Transfer Doc | 0000370485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Document Number | 0000371976 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026371976 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | ENTERPRISE TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306,131.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3603 CINNAMON TRACE DR, VALRICO, FL 33596-6059 |
| Document Number | 0000371977, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026371977 |
| Name | SYNERGY ONE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Document Number | 0000070153 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022070153 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Document Number | 0000059280 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3005 FOLKLORE DR VALRICO FL 335965791, VALRICO, FL 33596-5791 |
| Document Number | 0000059280 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 59280 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 2, 2017 |
| Property Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Document Number | 0000166680 |
| Book / Page | 24906 / 0265 |
| Map Reference | MB72 PG20-1 20-3 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017166680 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 541 TREVISO0 DR, 541, APOLLO BEACH, FL 33572 |
| Name | Verified Name |
|---|---|
| Address | 3005 FOLKLORE DR, VALRICO, FL 33596-5791 |
| Document Number | 0000166681 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017166681 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,132 (+30.91%) Land $96,000 Building $247,132 | $343,132 (-1.35%) Land $96,000 Building $247,132 | |
| 2025 | $4,809.00 (+13.18%) Homeowner's exemption | $262,111 (+5.99%) | $347,830 (+3.73%) Land $96,000 Building $251,830 |
| 2023 | $4,249.00 (+5.15%) Homeowner's exemption | $247,305 (+3%) | $335,307 (+3.13%) Land $86,400 Building $248,907 |
| 2022 | $4,041.00 Homeowner's exemption | $240,102 | $325,133 Land $86,400 Building $238,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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