3005 Ehlmann Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3005 Ehlmann Rd, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,044 sqft · built 1971
Lot Size	0.95 acres (4,140 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Aug 2023)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144440A000`

Property Details

APN / Parcel Number

Primary APN	`144440A000`
Alternative APN	`6-0005-4559-00-1076.1000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,044 sqft Living Area
1st Floor Area	540 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,140 sqft (0.95 acres)
Lot Dimensions	115 ft deep x 36 ft wide
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	144440A000
Street Address	3005 EHLMANN RD
City	SAINT CHARLES
State	MO
Zip	63301-0309
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AF2
Legal Description	ST CHAS HILLS #6 SEC 2 RESUB LOTS 1075-78 E1/2 LOT 1076
Legal Subdivision	ST CHAS HILLS #6 RESUB 1075 & 1078
Legal Lot Number	1076
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3000
Census Tract	310802

Owner

3005 Ehlmann Rd, a duplex, is owned and occupied by an individual who bought it in August 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3005 EHLMANN RD, SAINT CHARLES, MO 63301-0309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Sep 28, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK OF LA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202332999
Prior Transfer Date	Dec 30, 2004
Prior Transfer Doc	0000015960
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3005 EHLMANN RD, SAINT CHARLES, MO 63301-0309
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033001
Date	Aug 16, 2023
Instrument	2023R-033001

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2023
Property Address	3005 EHLMANN RD, SAINT CHARLES, MO 63301-0309
Document Number	0000032999
Map Reference	MB 14 PG 7
Instrument Date	Aug 7, 2023
Instrument	2023R-032999
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 NARDIN DR, CHESTERFIELD, MO 63017-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 EHLMANN RD, SAINT CHARLES, MO 63301-0309

Mortgage

Document Number	0000033000
Date	Aug 16, 2023
Instrument	2023R-033000

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2017
Property Address	3005 EHLMANN RD, SAINT CHARLES, MO 63301-0309
Document Number	0068150376
Book / Page	006815 / 000376
Instrument Date	Aug 7, 2017
Instrument	611770
Transaction Type	Construction Loan
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SUMMERSET DR ST CHARLES MO 633047687, ST CHARLES, MO 63304-7687

Mortgage

Document Number	68150376
Date	Sep 28, 2017
Book Page	006815/000376
Instrument	611770

Lender

Name	BANK OF LA
Type	Bank
Address	LOUISIANA, MO 63353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3005 Ehlmann Rd was $1,568, up 7.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,285 (-)	$127,817 (-) Land $45,000 Building $82,817
2025	$1,568.00 (+7.69%)	$24,285	$127,817 Land $45,000 Building $82,817
2024	$1,456.00
2023		$21,997
2022			$115,777 Land $45,000 Building $70,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3005 Ehlmann Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 Ehlmann Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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