3005 Edgewater Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3005 Edgewater Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1940
Lot Size	0.244 acres (10,635 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Jun 2001)
Tax Bill	$2,414 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-240-90022878`

Property Details

APN / Parcel Number

Primary APN	`01-240-90022878`
Alternative APNs	`124090022878` `24090022878`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	984 sqft Total Area
1st Floor Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,635 sqft (0.244 acres)
Porch	Enclosed Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	24090022878
Old Parcel Number	124090022878
Street Address	3005 EDGEWATER DR
City	EDGEWATER
State	MD
Zip	21037-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 18 19 BK 14 3005 EDGEWATER DR EDGEWATER BEACH
Legal Subdivision	EDGEWATER BEACH
Legal Block	14
Legal Lot Number	18 19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	701101

Owner

Source: Anne Arundel County records · APN 01-240-90022878

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3005 EDGEWATER DR, EDGEWATER, MD 21037-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2001 · Amount on Record
Deed Sale	Jun 11, 2001 · Amount on Record
Deed Document Number	007382
Deed Book / Page	10467 / 782
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3005 EDGEWATER DR, EDGEWATER, MD 21037-1311
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 EDGEWATER DR, EDGEWATER, MD 21037-1311

Mortgage

Document Number	0374720262
Date	Sep 02, 2021
Book Page	37472/262

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 01, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,414.00 Homeowner's exemption	$344,800 Land $249,900 Building $94,900	$344,800 Land $249,900 Building $94,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 143 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROAD CREEK serves 26,033 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.