3005 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3005 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2 ba · 884 sqft · built 1979
Lot Size0.119 acres (5,175 sqft)
Owner2 Individual Names on Record
Last Sale$122,000 (May 2002)
Tax Bill$2,488 (2026)
Deeds & MortgagesSep 2018 Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-017012

Property Details

APN / Parcel Number

Primary APN01-017012
Alternative APNs
  • 1017012
  • 017012

Interior

Full Baths2 Baths
Building Area884 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Lot Dimensions115 ft deep x 45 ft wide
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number017012
Street Address3005 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 211 45X115 .12 AC 3005 EBBTIDE DRIVE HARBOUR OAKS P2 P 36/55
Legal SubdivisionHARBOUR OAKS
Legal Lot Number211
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3005 EBBTIDE DR, EDGEWOOD, MD 21040-2901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
BALTIMORE COUNTY EMPLOYEES FCU
Mar 23, 2018Loan Modification, Mortgage · FHA Mortgage
COMMUNITY DEV COMMISSION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2002 · Amount on Record
Deed SaleMay 15, 2002 · Amount on Record
Prior SaleJun 30, 1992 · Amount on Record
Deed Document Number20023358
Deed Book / Page3976 / 365
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3005 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0129880411
DateSep 18, 2018
Book Page12988/0411
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address3005 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Document Number0128070382
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3005 EBBTIDE DR EDGEWOOD MD 210402901, EDGEWOOD, MD 21040-2901

Mortgage

Document Number0128070382
DateMay 7, 2018
Book Page012807/000382
Lender
NameCOMMUNITY DEV COMMISSION
TypeConstruction/Development Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,488.00 (+13.71%)$228,300 (+22.09%) Land $60,100 Building $168,200$228,300 (+22.09%) Land $60,100 Building $168,200
2025$2,188.00 (+11.18%)
2023$187,000 Land $60,100 Building $126,900$187,000 Land $60,100 Building $126,900
2022$1,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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