3005 Chenango Dr, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 3005 Chenango Dr, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1984
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jul 2023)
Tax Bill	$2,597 (2024)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-201-15`

Property Details

APN / Parcel Number

Primary APN	`165-201-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,556 sqft
1st Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	322 sqft
Porch	Finished/Open Porch
Porch Area	176 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3005 CHENANGO DR
City	CHARLOTTE
State	NC
Zip	28212-6675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L20 B1 M20-350
Legal Subdivision	STONE RDG
Legal Block	1
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	1921

Owner

Source: Mecklenburg County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1700 OLD MILL RD, HENDERSONVILLE, NC 28792-0230
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Apr 28, 2022	Warranty Deed, Transfer INVESTORS TITLE-MONROE, INVESTORS TITLE CHARLOTTC
Jan 8, 2021	Warranty Deed, Transfer · Conventional with PMI FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	202364368
Deed Book / Page	38237 / 493
Last Transfer Date	Aug 7, 2023
Transfer Doc	0000075382
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 8, 2023
Property Address	3005 CHENANGO DR, CHARLOTTE, NC 28212-6675
Document Number	0000075382
Book / Page	38299 / 55
Map Reference	MB 20 PG 350
Instrument Date	Aug 7, 2023
Instrument	2023075382
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 OLD MILL RD, HENDERSONVILLE, NC 28792-0230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 OLD MILL RD, HENDERSONVILLE, NC 28792-0230

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 7, 2023
Property Address	3005 CHENANGO DR, CHARLOTTE, NC 28212-6675
Document Number	0000064368
Book / Page	38237 / 493
Map Reference	MB 20 PG 350
Instrument Date	Jul 6, 2023
Instrument	2023064368
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	TEAM TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7302 SNOWBIRD CT, MINT HILL, NC 28227-7873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 CHENANGO DR, CHARLOTTE, NC 28212-6675

Mortgage

Document Number	0000064369
Date	Jul 7, 2023
Instrument	2023064369

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 28, 2022
Property Address	3005 CHENANGO DR, CHARLOTTE, NC 28212-6675
Document Number	0000065418
Book / Page	37293 / 968
Map Reference	MB 20 PG 350
Instrument Date	Apr 20, 2022
Instrument	2022065418
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTORS TITLE-MONROE, INVESTORS TITLE CHARLOTTC

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7320 FORSYTH BLVD APT 301, 301, CLAYTON, MO 63105-2170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7302 SNOWBIRD CT, MINT HILL, NC 28227-7873

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 8, 2021
Property Address	3005 CHENANGO DR, CHARLOTTE, NC 28212-6675
Document Number	0000004551
Book / Page	035530 / 000594
Instrument Date	Jan 8, 2021
Instrument	4551
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8328 QUARRY RD CHARLOTTE NC 282128618, CHARLOTTE, NC 28212-8618

Mortgage

Document Number	4552
Date	Jan 8, 2021
Book Page	035530/000596
Instrument	4552

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$322,700 (+27.45%) Land $65,000 Building $257,700	$322,700 (+27.45%) Land $65,000 Building $257,700
2024	$2,597.00 (+6.3%)
2023	$2,443.00	$253,200 Land $65,000 Building $188,200	$253,200 Land $65,000 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Verizon.

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