Augusta-Richmond County Consolidated Government property record for 3005 Cardinal Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,898 sqft · built 1936 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (Oct 2020) |
| Tax Bill | $5,942 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-1-092-00-0 |
| Primary APN | 043-1-092-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,898 sqft Gross Area |
| 1st Floor Area | 2,008 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 193 ft deep x 83 ft wide |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3005 CARDINAL DR |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 3005 CARDINAL DR |
| Legal Subdivision | FOREST HILLS SUBDIVISION |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1602 |
Source: Augusta-Richmond County Consolidated Government records, as of October 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage PINNACLE BANK |
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SRP FEDERAL CREDIT UNION |
| Oct 13, 2022 | Warranty Deed, Transfer |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUEENSBOROUGH NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | May 15, 2006 · Amount on Record |
| Deed Document Number | 202021-004915 |
| Deed Book / Page | 1789 / 115 |
| Last Transfer Date | Oct 13, 2022 |
| Transfer Doc | 0018670177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | May 27, 2026 |
| Property Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Number | 2015002763 |
| Book / Page | 2015 / 2763 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Number | 2015002763, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2015/2763 |
| Name | PINNACLE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Number | 0018630000000050 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 0000001863/0000000050 |
| Instrument | 2022042497 |
| Name | SRP FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Oct 13, 2022 |
| Property Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Number | 0018670177 |
| Book / Page | 1867 / 177 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022-007763 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3005 CARDINAL DR, AUGUSTA, GA 30909-3039 |
| Document Number | 0017890000000117 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 0000001789/0000000117 |
| Instrument | 2021023125 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,942.00 (+9.49%) | $185,836 (+2.04%) Land $25,630 Building $160,206 | $464,590 (+2.04%) Land $64,076 Building $400,514 |
| 2023 | $5,427.00 (+28.79%) | $182,124 (+47.35%) Land $25,630 Building $156,494 | $455,310 (+47.35%) Land $64,076 Building $391,234 |
| 2022 | $4,214.00 | $123,602 Land $25,630 Building $97,972 | $309,007 Land $64,076 Building $244,931 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 8 (2003–2025) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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