3005 Brook Valley Run, Monroe, NC 28110 Property Records

Union County property record for 3005 Brook Valley Run, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,504 sqft · built 2003
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Apr 2023)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Apr 2023 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-264`

Property Details

APN / Parcel Number

Primary APN	`07-093-264`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	2,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3005 BROOK VALLEY RUN
City	MONROE
State	NC
Zip	28110-6336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#1 BROOK VALLEY PH1 OPCG981
Legal Subdivision	BROOK VALLEY
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3005 BROOK VALLEY RUN, MONROE, NC 28110-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20238981
Deed Book / Page	8692 / 30
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	3715306
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 19, 2023
Property Address	3005 BROOK VALLEY RUN, MONROE, NC 28110-6336
Document Number	0000869230
Book / Page	8692 / 30
Map Reference	CAB G FILE 981
Instrument Date	Apr 19, 2023
Instrument	8981
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 SOUTHERN TRACE DR, WAXHAW, NC 28173-7435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BROOK VA1EY RUN, MONROE, NC 28110

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 11, 2020
Property Address	3005 BROOK VALLEY RUN, MONROE, NC 28110-6336
Document Number	0000077691
Book / Page	7769 / 1
Map Reference	CAB G FILE 981
Instrument Date	Aug 11, 2020
Instrument	30709
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST CHOICE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1233 MORNINGSIDE MEADOW LN, 1233, MATTHEWS, NC 28104-8553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BROOK VALLEY RUN, MONROE, NC 28110-6336

Mortgage

Document Number	0000030710
Date	Aug 11, 2020
Instrument	30710

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,400 (-) Land $81,000 Building $368,400	$449,400 (-) Land $81,000 Building $368,400
2025	$3,001.00 (+18.06%)	$449,400 (+48.96%) Land $81,000 Building $368,400	$449,400 (+48.96%) Land $81,000 Building $368,400
2023	$2,542.00	$301,700 Land $54,600 Building $247,100	$301,700 Land $54,600 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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