3005 Bowman Ave, Morganton, NC 28655 Property Records

Burke County property record for 3005 Bowman Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1966
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Sep 2019)
Tax Bill	$683 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1785032001`

Property Details

APN / Parcel Number

Primary APN	`1785032001`
Alternative APN	`26227`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Flooring	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	51 sqft
Deck Area	Deck Area
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3005 BOWMAN AVE
City	MORGANTON
State	NC
Zip	28655-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3005 BOWMAN AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20204

Owner

3005 Bowman Ave is owned and occupied by an individual who bought it in September 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3005 BOWMAN AVE, MORGANTON, NC 28655-6707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Deed Document Number	20192017032638
Deed Book / Page	2426 / 479
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3005 BOWMAN AVE, MORGANTON, NC 28655-6707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024430191
Date	Jan 10, 2020
Book Page	2443/0191
Instrument	2017035988

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 26, 2019
Property Address	3005 BOWMAN AVE, MORGANTON, NC 28655-6707
Document Number	0024260479
Book / Page	002426 / 000479
Instrument Date	May 3, 2019
Instrument	32638
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BOWMAN AVE MORGANTON NC 286556707, MORGANTON, NC 28655-6707

Tax Assessment & Valuation

The 2026 property tax bill for 3005 Bowman Ave was $683, down 8.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$683.00 (-8.32%)	$92,415 (-) Land $15,620 Building $76,795	$92,415 (-) Land $15,620 Building $76,795
2025	$745.00	$92,415 Land $15,620 Building $76,795	$92,415 Land $15,620 Building $76,795
2023	$746.00	$102,870 Land $15,620 Building $87,250	$102,870 Land $15,620 Building $87,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 Bowman Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 Bowman Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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