3005 Beringer Cir, Urbana, IL 61802 Property Records

Champaign County property record for 3005 Beringer Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,846 sqft · built 2004
Lot Size	0.354 acres (15,439 sqft)
Owner	Trust Name on File
Last Sale	$388,000 (May 2017)
Tax Bill	$16,325 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-10-405-025`

Property Details

APN / Parcel Number

Primary APN	`91-21-10-405-025`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,846 sqft Building Perimeter
1st Floor Area	2,846 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	15,439 sqft (0.354 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	1,027 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	240 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3005 BERINGER CIR
City	URBANA
State	IL
Zip	61802-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 433 BERINGER COMMONS SUB NO 4
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	BERINGER COMMONS SUB NO 4
Legal Lot Number	433
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2047
Census Tract	5500

Owner

3005 Beringer Cir is owner-occupied and held in a trust since September 2020.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3005 BERINGER CIR, URBANA, IL 61802-9429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 18, 2017	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Prior Sale	Mar 25, 2004 · Amount on File
Deed Document Number	20178609
Last Transfer Date	Sep 15, 2020
Transfer Doc	0000019448
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3005 BERINGER CIR, URBANA, IL 61802-9429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001413
Date	Jan 28, 2020
Instrument	2020R01413

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 23, 2020
Property Address	3005 BERINGER CIR, URBANA, IL 61802-9429
Document Number	0000019448
Instrument Date	Sep 15, 2020
Instrument	19448
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3005 BERINGER CIR URBANA IL 618029429, URBANA, IL 61802-9429

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 18, 2017
Property Address	3005 BERINGER CIR, URBANA, IL 61802-9429
Document Number	0000008609
Map Reference	DOC201R34360
Instrument Date	May 17, 2017
Instrument	2017R08609
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3005 E NERINGER CIR, URBANA, IL 61802

Mortgage

Document Number	0000008610
Date	May 18, 2017
Instrument	2017R08610

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,330 Land $31,740 Building $121,590	$459,990 Land $95,220 Building $364,770
2024	$16,325.00
2022	$14,206.00 Homeowner's exemption Senior Citizen's exemption	$141,920 Land $25,200 Building $116,720	$425,760 Land $75,600 Building $350,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3005 Beringer Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3005 Beringer Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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