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  5. Watson Blvd

30040 Watson Blvd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30040 Watson Blvd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,221 sqft · built 1981
Lot Size0.252 acres (10,989 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Jun 1989)
Tax Bill$2,600 (2024)
Deeds & MortgagesAug 2022 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00111072-060002

Property Details

APN / Parcel Number

Primary APN00111072-060002
Alternative APNs
  • 22662900111072060002
  • 8756861

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,221 sqft Living Area
1st Floor Area2,356 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,989 sqft (0.252 acres)
Lot Dimensions100 ft deep x 110 ft wide
Garage Area832 sqft

Exterior Amenities

Pool Area230 sqft
PorchOpen Porch
Porch Area1,075 sqft
Deck Area164 sqft
Patio Area391 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8756861
Old Parcel Number22662900111072060002
Street Address30040 WATSON BLVD
CityBIG PINE KEY
StateFL
Zip33043-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 66 29 BIG PINE KEY ACRES NW1/4 OF TRACT IX OR873-277E OR1094-546/547
Legal Range29E
Legal Township66S
Legal Section22
Legal SubdivisionPINE KEY ACRES
Legal Tract1X
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2017
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30040 WATSON BLVD, BIG PINE KEY, FL 33043-5124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Oct 24, 2019Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1989 · Amount on Record
Deed SaleJun 1, 1989 · Amount on Record
Deed Document Number0001094546
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address30040 WATSON BLVD, BIG PINE KEY, FL 33043-5124
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031891687
DateAug 16, 2022
Book Page3189/1687
Instrument2387990
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMURFREESBORO, TN 37129
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 3, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address30040 WATSON BLVD, BIG PINE KEY, FL 33043-5124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029910072
DateOct 24, 2019
Book Page2991/0072
Instrument2241829
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term340 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,388 (+5.99%)$599,518 (+3.31%) Land $121,440 Building $478,078
2024$2,600.00 (+5.91%)
2023$2,455.00 (+2.68%) Homeowner's exemption$240,963 (+3%)$580,334 (+4.87%) Land $121,440 Building $458,894
2022$2,391.00 Homeowner's exemption$233,945$553,364 Land $79,695 Building $473,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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