Clay County property record for 3004 Tower Oaks Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,439 sqft · built 2005 |
| Lot Size | 0.171 acres (7,428 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Aug 2012) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-25-007869-005-47 |
| Primary APN | 07-04-25-007869-005-47 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,439 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 1,608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,428 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3004 TOWER OAKS DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 173 OAKPOINT @ OAKLEAF PLANTATION AS REC OR 3445 PG 127 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 07 |
| Legal Subdivision | OAKPOINT |
| Legal Lot Number | 173 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30205 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3004 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on Record |
| Deed Sale | Aug 30, 2012 · Amount on Record |
| Prior Sale | Jun 26, 2012 |
| Deed Document Number | 201247567 |
| Deed Book / Page | 3445 / 127 |
| Prior Transfer Date | Feb 28, 2008 |
| Prior Transfer Doc | 0029992035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3004 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Document Number | 0042481874 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3004 TOWER OAKS DR ORANGE PARK FL 320652543, ORANGE PARK, FL 32065-2543 |
| Document Number | 0042481874 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 004248/001874 |
| Instrument | 59417 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3004 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Document Number | 0041131978 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3004 TOWER OAKS DR ORANGE PARK FL 320652543, ORANGE PARK, FL 32065-2543 |
| Document Number | 0041131978 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 004113/001978 |
| Instrument | 42738 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 14, 2033 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 (+4.93%) Homeowner's exemption | $211,825 (+5.99%) | $417,179 (-6.06%) Land $55,000 Building $362,179 |
| 2024 | $2,495.00 (-44.3%) | ||
| 2023 | $4,479.00 (+4.58%) Homeowner's exemption | $199,861 (+3%) | $444,085 (+4.14%) Land $55,000 Building $389,085 |
| 2022 | $4,283.00 Homeowner's exemption | $194,040 | $426,446 Land $35,000 Building $391,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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