3004 Thoroughbred Dr, Washington, MO 63090 Property Records

Franklin County property record for 3004 Thoroughbred Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,492 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2019)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-36.0-0-030-007.170`

Property Details

APN / Parcel Number

Primary APN	`10-7-36.0-0-030-007.170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	64 sqft

Location & Zoning

Street Address	3004 THOROUGHBRED DR
City	WASHINGTON
State	MO
Zip	63090-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:35 HIGHLANDS AT FAIRFIELD
Legal Range	1W
Legal Township	44N
Legal Section	36
Legal Subdivision	HIGHLANDS AT FAIRFIELD
Legal Lot Number	35
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3041
Census Tract	800202

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3004 THOROUGHBRED DR, WASHINGTON, MO 63090-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage BANK OF FRANKLIN CNTY
Aug 5, 2019	Warranty Deed, Transfer BANK OF FRANKLIN CNTY
Nov 1, 2018	Warranty Deed, Transfer BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Mar 9, 2015 · Amount on Record
Deed Document Number	20199913
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3004 THOROUGHBRED DR, WASHINGTON, MO 63090-6704
Document Number	0000021332
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 THOROUGHBRED DR WASHINGTON MO 630906704, WASHINGTON, MO 63090-6704

Mortgage

Document Number	0000021332
Date	Dec 7, 2020
Instrument	21332

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 5, 2019
Property Address	3004 THOROUGHBRED DR, WASHINGTON, MO 63090-6704
Document Number	0000009913
Instrument Date	Aug 2, 2019
Instrument	9913
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 THOROUGHBRED DR WASHINGTON MO 630906704, WASHINGTON, MO 63090-6704

Mortgage

Document Number	9914
Date	Aug 5, 2019
Instrument	9914

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 1, 2018
Property Address	3004 THOROUGHBRED DR, WASHINGTON, MO 63090-6704
Document Number	0000015199
Instrument Date	Oct 26, 2018
Instrument	15199
Transaction Type	Transfer
Record Updated	Nov 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3004 THOROUGHBRED DR WASHINGTON MO 630906704, WASHINGTON, MO 63090-6704

Mortgage

Document Number	15200
Date	Nov 1, 2018
Instrument	15200

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (+15.88%)	$39,296 (+18.06%)	$206,820 (+18.05%) Land $36,000 Building $170,820
2023	$1,889.00 (-14.37%)	$33,286	$175,190 Land $36,000 Building $139,190
2022	$2,206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	FRANKLIN COUNTY PWSD 3
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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