3004 The Point Dr, Lanexa, VA 23089 Property Records

James City County property record for 3004 The Point Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 2006
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2018)
Tax Bill	$1,988 (2019)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-2 03-0-0003`

Property Details

APN / Parcel Number

Primary APN	`18-2 03-0-0003`
Alternative APN	`1945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,817 sqft Living Area
Gross Area	2,290 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1945
Street Address	3004 THE POINT DR
City	LANEXA
State	VA
Zip	23089-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-3 S-2A CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3004 THE POINT DR, LANEXA, VA 23089-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Quit Claim Deed, Transfer TOWNEBANK MTG
Sep 24, 2018	Warranty Deed, Transfer · Conventional with PMI C & F MTG CORP
May 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	0000015093
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000021675
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 14, 2020
Property Address	3004 THE POINT DR, LANEXA, VA 23089-9400
Document Number	0000021675
Instrument Date	Sep 30, 2020
Instrument	21675
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 THE POINT DR LANEXA VA 230899400, LANEXA, VA 23089-9400

Mortgage

Document Number	21676
Date	Dec 14, 2020
Instrument	21676

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 24, 2018
Property Address	3004 THE POINT DR, LANEXA, VA 23089-9400
Document Number	0000015093
Instrument Date	Aug 27, 2018
Instrument	15093
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 THE POINT DR LANEXA VA 230899400, LANEXA, VA 23089-9400

Mortgage

Document Number	15094
Date	Sep 24, 2018
Instrument	15094

Lender

Name	C & F MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3004 THE POINT DR, LANEXA, VA 23089-9400
Document Number	0000011415
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3004 THE POINT DR LANEXA VA 230899400, LANEXA, VA 23089-9400

Mortgage

Document Number	0000011415
Date	Jun 1, 2017
Instrument	11415

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,700 (+29.55%) Land $76,600 Building $338,100	$414,700 (+29.55%) Land $76,600 Building $338,100
2023		$320,100 Land $46,500 Building $273,600	$320,100 Land $46,500 Building $273,600
2019	$1,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on The Point Dr

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