3004 Sunset Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3004 Sunset Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1949
Lot Size	0.744 acres (32,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2006)
Tax Bill	$7,191 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 27.19-1-6`

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-1-6`
Alternative APNs	`308902701900010060000000` `02701900010060000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,048 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	32,430 sqft (0.744 acres)
Lot Dimensions	235 ft deep x 138 ft wide
Garage Type	Mixed
Garage Area	921 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	99 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701900010060000000
Street Address	3004 SUNSET LN
City	SCHENECTADY
State	NY
Zip	12303-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1023
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3004 SUNSET LN, SCHENECTADY, NY 12303-5516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2006 · Amount on Record
Deed Sale	Sep 13, 2006 · Amount on Record
Deed Document Number	20069794159
Deed Book / Page	2857 / 922
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3004 SUNSET LN, SCHENECTADY, NY 12303-5516
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 SUNSET LN, SCHENECTADY, NY 12303-5516

Mortgage

Document Number	0000000664
Date	Apr 13, 2022
Instrument	R2022-9664

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Jan 1, 2046

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3004 SUNSET LN, SCHENECTADY, NY 12303-5516
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 SUNSET LN, SCHENECTADY, NY 12303-5516

Mortgage

Document Number	0000001158
Date	Jun 26, 2023
Instrument	R2023-11158

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,191.00 (+5.87%) Homeowner's exemption
2025	$6,792.00 (+13.09%) Homeowner's exemption	$249,000 (-) Land $50,000 Building $199,000	$332,000 (+13.33%) Land $66,667 Building $265,333
2023		$249,000 (-) Land $50,000 Building $199,000	$292,941 (+7.06%) Land $58,823 Building $234,118
2022		$249,000 Land $50,000 Building $199,000	$273,626 Land $54,945 Building $218,681
2021	$6,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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