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3004 Summertree Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3004 Summertree Dr, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage2,027 sqft Living Area
Lot Size10,705 sqft (0.245 acres)
GarageFinished, 532 sqft
OccupancyOwner Occupied
Tax Bill$378.00 (2024)

Property Details

APN / Parcel Number

Primary APNC-34-34-28-041-0000-084A

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,027 sqft Living Area
1st Floor1,698 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2009
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,705 sqft (0.245 acres)
Driveway1 Driveway
Driveway Area1,152 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area532 sqft Garage

Exterior Amenities

FenceFence
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3004 SUMMERTREE DR
CitySEBRING
StateFL
Zip33872-4429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCORMORANT POINT II REPLAT OF CERTAIN LOTS PB 15 PG 4 LOT 84A
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionCORMORANT POINT SUB 2 RPLT 1
Legal Lot Number84A
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C-34-34-28-041-0000-084A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED TRUST BANK
May 10, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Jun 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Oct 10, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 27, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2024
Deed SaleFeb 01, 2024
Prior SaleApr 27, 2017 · Amount on Record
Deed Doc Number0003081724
Deed Book / Page2578 / 0030
Prior Transfer DateOct 10, 2017
Prior Transfer Doc1868113
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Transaction TypeMortgage
Record UpdatedMay 04, 2023
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429

Mortgage

Document Number0002062964
DateNov 08, 2021
Book Page2863/1951
Instrument2062964
Lender
NameUNITED TRUST BANK
TypeBank
AddressALPHARETTA, GA 30009
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001896175
DateMay 10, 2018
Book Page2635/1114
Instrument1896175
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001988265
DateJun 11, 2020
Book Page2757/481
Instrument1988265
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term356 Months
DueFeb 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001999620
DateSep 22, 2020
Book Page2774/315
Instrument1999620
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueFeb 01, 2050

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateOct 10, 2017
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Document Number0001868113
Book / Page002601 / 001483
Instrument DateOct 10, 2017
Instrument1868113
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3004 SUMMERTREE DR SEBRING FL 338724429, SEBRING, FL 33872-4429

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 27, 2017
Property Address3004 SUMMERTREE DR, SEBRING, FL 33872-4429
Document Number0001851188
Book / Page002578 / 000030
Instrument DateApr 25, 2017
Instrument1851188
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyC AND C TITLE COMPANY, C&C TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 N ORANGE AVE #B17 JUPITER FL 33458, B17, JUPITER, FL 33458

Mortgage

Document Number1851189
DateApr 27, 2017
Book Page002578/000032
Instrument1851189
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$194,185 (+22.49%)$281,891 (+8.35%) Land $13,500 Building $268,391
2024$378.00 (+8.31%)
2023$349.00 (+4.49%) Disabled Person's exemption Veteran's exemption$158,528 (+3%)$260,161 (+25.06%) Land $13,500 Building $246,661
2022$334.00 Disabled Person's exemption Veteran's exemption$153,911$208,021 Land $13,500 Building $194,521

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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