3004 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 3004 Northgate Ln, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,994 sqft · built 2019
Lot Size0.178 acres (7,731 sqft)
Owner2 Individual Names on File
Last Sale$187,100 (Aug 2019)
Tax Bill$5,874 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Aug 2019 Mortgage
+ 2 more
APNH245600000000700

Property Details

APN / Parcel Number

Primary APNH245600000000700
Alternative APN
  • 1018130

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,994 sqft Living Area
Gross Area2,487 sqft
1st Floor Area1,994 sqft
FlooringTile

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,731 sqft (0.178 acres)
Lot Dimensions141 ft deep x 55 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area31 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3004 NORTHGATE LN
CityMCALLEN
StateTX
Zip78504-0045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIBISCUS HILL LOT 7
Legal SubdivisionHIBISCUS HILL - SML
Legal Block1
Legal Lot Number7
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group1
Census Block1000
Census Tract23533

Owner

3004 Northgate Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 13, 2019Vendor's Lien, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 11, 2019Trustee's Deed, Construction Loan · Construction Mortgage
PE FNDG
Jan 22, 2018Loan Modification, Mortgage
PE FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2019 · Amount on File
Deed SaleAug 13, 2019 · Amount on File
Deed Document Number20193039016
Prior Transfer DateAug 5, 2019
Prior Transfer Doc0003039016
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVALLEY LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003086041
DateFeb 4, 2020
Instrument3086041
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term355 Months
DueSep 1, 2049

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateAug 13, 2019
Property Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045
Document Number0003039016
Map ReferenceDOC 2015-2672239
Instrument DateAug 5, 2019
Instrument3039016
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyVALLEY LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045

Mortgage

Document Number0003039017
DateAug 13, 2019
Instrument3039017
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIDALGO TX
Recording DateJan 11, 2019
Property Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045
Instrument DateJan 9, 2019
Instrument2978616
Transaction TypeConstruction Loan
Record UpdatedJan 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112

Mortgage

Document Number0002978616
DateJan 11, 2019
Instrument2978616
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 10, 2020

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIDALGO TX
Property Address3004 NORTHGATE LN, MCALLEN, TX 78504-0045
Document Number0002883400
Instrument DateJan 22, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112

Mortgage

Document Number0002883400
DateJan 26, 2018
Instrument2883400
Lender
NamePE FNDG
TypeFunding / Finance Company
AddressMCALLEN, TX 78502
Agreement
AmountAmount on Record
Term36 Months
DueJan 25, 2021
Interest
Rate18%

Tax Assessment & Valuation

The 2025 property tax bill for 3004 Northgate Ln was $5,874 with a homeowner's exemption, up 25.4% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,989 (+6.01%) Land $85,039 Building $247,950$332,989 (+6.01%) Land $85,039 Building $247,950
2025$5,874.00 (+25.41%) Homeowner's exemption$314,097 Land $85,039 Building $229,058$314,097 Land $85,039 Building $229,058
2024$4,684.00 (-13.03%)
2023$5,386.00 (+24.33%) Homeowner's exemption$271,592 Land $58,754 Building $246,622$305,376 Land $58,754 Building $246,622
2022$4,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3004 Northgate Ln; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2020 · Hurricane Hanna
Claims by Event
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Northgate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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