Buchanan County property record for 3004 Messanie St, Saint Joseph, MO 64501
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Details | 1,160 sqft · built 1919 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,552 (Apr 2026) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Mar 2025 Mortgage + 4 more |
| APN | 06-5.0-15-002-001-022.000 |
| Primary APN | 06-5.0-15-002-001-022.000 |
|---|
| Building Area | 1,160 sqft Base Area |
|---|---|
| Gross Area | 999 sqft |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 3004 MESSANIE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3428 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK HILL LOT:11 BLK:2LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 900 |
3004 Messanie St, a public works property, is owned by an individual who bought it in April 2026.
Source: Buchanan County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Mar 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 13, 2025 | Special Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Dec 21, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Jan 13, 2025 · Amount on File |
| Deed Document Number | 20262742 |
| Deed Book / Page | 3817 / 527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003804/289 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | 3804/289 |
| Instrument | 2025000265 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 0003806/45 |
|---|---|
| Date | Mar 24, 2025 |
| Book Page | 3806/45 |
| Instrument | 2025002040 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 10, 2026 |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 0000002742 |
| Book / Page | 3817 / 527 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20262742 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 0000002743, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20262743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 10, 2026 |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 003817/527 |
| Book / Page | 3817 / 527 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20262742 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | ADVANTAGE INT'L TITLE LLC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 0000002743, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20262743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 13, 2025 |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 003804/278 |
| Book / Page | 3804 / 278 |
| Instrument Date | Jan 7, 2025 |
| Instrument | 2025000253 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 MESSANIE ST, SAINT JOSEPH, MO 64501-3510 |
| Document Number | 2025000254 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025000254 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 21, 2018 |
| Property Address | 3004 MESSANIE ST, SAINT JOSEPH, MO 64501-3428 |
| Document Number | 0003720/26 |
| Book / Page | 3720 / 26 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2018011758 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 FREDERICK AVE, SAINT JOSEPH, MO 64501-2337 |
| Investor | Possibly a Property Investor |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $63,430 Land $13,900 Building $49,530 | |
| 2023 | Additional exemption filed | $30,600 Land $8,500 Building $22,100 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 3004 Messanie St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3004 Messanie St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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