3004 Kelltowne Ct, Naperville, IL 60565 Property Records

Will County property record for 3004 Kelltowne Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,787 sqft · built 2008
Lot Size	0.41 acres (17,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2018)
Tax Bill	$24,986 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-12-201-029`

Property Details

APN / Parcel Number

Primary APN	`07-01-12-201-029`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,787 sqft Total Area
1st Floor Area	2,502 sqft
2nd Floor Area	2,285 sqft
Basement Area	2,502 sqft
Finished Basement	1,877 sqft
Unfinished Basement	2,502 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	17,743 sqft (0.41 acres)
Garage Area	703 sqft

Location & Zoning

Street Address	3004 KELLTOWNE CT
City	NAPERVILLE
State	IL
Zip	60565-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN KINLOCH SUB, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 AND PRT OF THE E1/2 OF THE NW1/4 OF SEC. 12, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	12
Legal Subdivision	KINLOCH
Legal Block	1
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2005
Census Tract	880316

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3004 KELLTOWNE CT, NAPERVILLE, IL 60565-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	May 8, 2008 · Amount on Record
Deed Document Number	201858714
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3004 KELLTOWNE CT, NAPERVILLE, IL 60565-4432
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078710
Date	Oct 31, 2022
Instrument	R2022078710

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 21, 2018
Property Address	3004 KELLTOWNE CT, NAPERVILLE, IL 60565-4432
Document Number	0000058714
Map Reference	DOC R2002-169006
Instrument Date	Jun 29, 2018
Instrument	R2018058714
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3004 KELLTOWNE CT, NAPERVILLE, IL 60565-4432

Mortgage

Document Number	0000058716
Date	Aug 21, 2018
Instrument	R2018058716

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,986.00 (+14.95%)	$418,571 (+12.86%) Land $69,693 Building $348,878	$1,255,713 (+12.86%) Land $209,079 Building $1,046,634
2024		$370,880 (+21.2%) Land $63,386 Building $307,494	$1,112,640 (+21.2%) Land $190,158 Building $922,482
2022	$21,736.00 Homeowner's exemption	$306,015 Land $52,970 Building $253,045	$918,045 Land $158,910 Building $759,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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