3004 Florence Ave, Steger, IL 60475 Property Records

Cook County property record for 3004 Florence Ave, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,017 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Feb 2026)
Tax Bill	$117 (2023)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-33-304-054`

Property Details

APN / Parcel Number

Primary APN	`32-33-304-054`
Alternative APN	`32-33-304-054-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,017 sqft Living Area
1st Floor Area	1,017 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3004 FLORENCE AVE
City	STEGER
State	IL
Zip	60475-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS SUB/CHICAGO HEIGHTS
Legal Block	6
Legal Lot Number	3,4
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	1
Census Block	1006
Census Tract	829600

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3004 FLORENCE AVE, STEGER, IL 60475-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Nov 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Deed Document Number	20262117
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000002117
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 19, 2026
Property Address	3004 FLORENCE AVE, STEGER, IL 60475-1145
Document Number	0005002117
Instrument Date	Feb 13, 2026
Instrument	2605002117
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3004 FLORENCE AVE, STEGER, IL 60475-1145

Mortgage

Document Number	0005002118
Date	Feb 19, 2026
Instrument	2605002118

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3004 FLORENCE AVE, STEGER, IL 60475-1145
Document Number	1922749032
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	WORLDWIDE RECORDING INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 FLORENCE AVE STEGER IL 604751145, STEGER, IL 60475-1145

Mortgage

Document Number	1922749032
Date	Aug 15, 2019
Instrument	22749032

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate	4.49%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3004 FLORENCE AVE, STEGER, IL 60475-1145
Document Number	1701006018
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 FLORENCE AVE STEGER IL 604751145, STEGER, IL 60475-1145

Mortgage

Document Number	1701006018
Date	Jan 10, 2017
Instrument	1006018

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2032

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,110 (-) Land $2,100 Building $8,010	$101,100 (-) Land $21,000 Building $80,100
2023	$117.00 (-20.41%) Homeowner's exemption Senior Citizen's exemption	$10,110 (+11.42%) Land $2,100 Building $8,010	$101,100 (+11.42%) Land $21,000 Building $80,100
2022	$147.00 Homeowner's exemption Senior Citizen's exemption	$9,074 Land $1,800 Building $7,274	$90,740 Land $18,000 Building $72,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Surf Air Wireless, T-Mobile USA, Verizon.

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