3004 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 3004 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1916
Lot Size	0.084 acres (3,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jul 2021)
Tax Bill	$13,373 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-73-3`

Property Details

APN / Parcel Number

Primary APN	`69-73-3`
Alternative APN	`069-0073-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	950 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,640 sqft (0.084 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3004 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: AR: 0069 PAGE: 0073
Legal Subdivision	ALAMEDA
Legal Lot Number	3,4
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	5
Census Block	5014
Census Tract	428200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3004 ENCINAL AVE, ALAMEDA, CA 94501-4821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 10, 2019	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Oct 22, 1999 · Amount on Record
Deed Document Number	2021254771
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 22, 2021
Property Address	3004 ENCINAL AVE, ALAMEDA, CA 94501-4821
Document Number	0000254771
Map Reference	MB 22 PG 43
Instrument Date	Jun 28, 2021
Instrument	2021254771
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,790.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3004 ENCINAL AVE, ALAMEDA, CA 94501-4821

Mortgage

Document Number	0000254772
Date	Jul 22, 2021
Instrument	2021254772

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3004 ENCINAL AVE, ALAMEDA, CA 94501-4821
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108148
Date	Jun 10, 2019
Instrument	2019108148

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3004 ENCINAL AVE, ALAMEDA, CA 94501-4821
Document Number	0000108149
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 ENCINAL AVE ALAMEDA CA 945014821, ALAMEDA, CA 94501-4821

Mortgage

Document Number	0000108149
Date	Jun 10, 2019
Instrument	108149

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,000 (+1.98%) Land $292,200 Building $681,800
2025	$13,373.00 (+6.48%)	$955,080 (+4.04%) Land $286,524 Building $668,556
2023	$12,559.00	$918,000 Land $275,400 Building $642,600	$850,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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