3004 E Oakland Ave, Bloomington, IL 61704 Property Records

McLean County property record for 3004 E Oakland Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,163 sqft · built 1955
Lot Size	0.992 acres (43,215 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2014)
Tax Bill	$6,622 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-352-002`

Property Details

APN / Parcel Number

Primary APN	`21-01-352-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,163 sqft Living Area
Gross Area	4,610 sqft
1st Floor Area	3,163 sqft
Basement Area	737 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	43,215 sqft (0.992 acres)
Lot Dimensions	200 ft deep x 214 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3004 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61704-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FIRST SUB OF OAKLAND SUBURBAN HEIGHTS LOT 12 BLK 1
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	OAKLAND SUBURBAN HEIGHTS
Legal Block	1
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Nov 13, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON
Feb 24, 2014	Deed of Trust, Mortgage FIRST STATE BANK OF BLOOMINGTON
Sep 15, 2014	Trustee's Deed, Foreclosure · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Prior Sale	Aug 8, 2012 · Amount on Record
Deed Document Number	201416139
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0000016139
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001413
Date	Jan 23, 2017
Instrument	2017-00001413

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate	18%

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500021598
Date	Nov 13, 2015
Instrument	2015-00021598

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400003088
Date	Feb 24, 2014
Instrument	2014-00003088

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2015

Interest

Rate	3.25%

September 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 15, 2014
Property Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214
Document Number	201400016139
Map Reference	MB13 PG236
Instrument Date	Sep 4, 2014
Instrument	2014-00016139
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 E OAKLAND AVE, BLOOMINGTON, IL 61704-6214

Mortgage

Document Number	201400016140
Date	Sep 15, 2014
Instrument	2014-00016140

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,034 (+27.48%) Land $34,561 Building $64,473	$297,102 (+27.48%) Land $103,683 Building $193,419
2024	$6,622.00 (+10.53%)
2023	$5,991.00	$77,686 Land $27,111 Building $50,575	$233,058 Land $81,333 Building $151,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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