3004 Downing St, Shelby, NC 28152 Property Records

Cleveland County property record for 3004 Downing St, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1978
Lot Size	0.445 acres (19,400 sqft)
Owner	Individual Name on File
Last Sale	$115,500 (Jul 2017)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30390`

Property Details

APN / Parcel Number

Primary APN	`30390`
Alternative APN	`1341289`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Finished Area
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	19,400 sqft (0.445 acres)
Lot Dimensions	194 ft deep x 100 ft wide
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	248 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1341289
Street Address	3004 DOWNING ST
City	SHELBY
State	NC
Zip	28152-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#3 BLK H CAMDEN ACRES SD
Legal Subdivision	CAMDEN ACRES
Legal Block	H
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	6
Census Block	6003
Census Tract	951200

Owner

Source: Cleveland County records · APN 30390

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3004 DOWNING ST, SHELBY, NC 28152-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2017 · Amount on Record
Deed Sale	Jul 05, 2017 · Amount on Record
Deed Document Number	20172000-002307
Deed Book / Page	1745 / 2480
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 05, 2017
Property Address	3004 DOWNING ST, SHELBY, NC 28152-7511
Document Number	0017462480
Book / Page	001746 / 002480
Instrument Date	Jul 05, 2017
Instrument	2307
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3004 DOWNING ST SHELBY NC 281527511, SHELBY, NC 28152-7511

Mortgage

Document Number	17452484
Date	Jul 05, 2017
Book Page	001745/002484
Instrument	2308

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2047

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,343 (-) Land $19,425 Building $174,918	$194,343 (-) Land $19,425 Building $174,918
2025	$1,933.00	$194,343 (+38.06%) Land $19,425 Building $174,918	$194,343 (+38.06%) Land $19,425 Building $174,918
2023		$140,764 Land $16,650 Building $124,114	$140,764 Land $16,650 Building $124,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.