3004 Bluffs Dr, Marina, CA 93933 Property Records

Monterey County property record for 3004 Bluffs Dr, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 2019
Lot Size	0.129 acres (5,634 sqft)
Owner	2 Individual Names on File
Last Sale	$773,000 (Feb 2019)
Tax Bill	$9,966 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-275-020-000`

Property Details

APN / Parcel Number

Primary APN	`031-275-020-000`
Alternative APN	`031-275-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	5,634 sqft (0.129 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	031-275-020
Street Address	3004 BLUFFS DR
City	MARINA
State	CA
Zip	93933-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINA HEIGHTS PHASE 2 VOL 23 C&T PAGE 42 TRACT NO 1478 LOT 617
Legal Subdivision	MARINA HEIGHTS PHASE 2
Legal Tract	1478
Legal Block	2
Legal Lot Number	617
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2006
Census Tract	14102

Owner

3004 Bluffs Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 18, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Jul 20, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Apr 16, 2018	Grant Deed, Mortgage HOUSING CAP
Mar 2, 2018	Grant Deed, Transfer CYPRESS MARINA HEIGHTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20194546
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024864
Date	May 26, 2020
Instrument	2020024864

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 5, 2019
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Document Number	0000004546
Map Reference	VOL 23 PG 42
Instrument Date	Feb 1, 2019
Instrument	2019004546
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 67174, SCOTTS VALLEY, CA 95067-7174

Mortgage

Document Number	0000004547
Date	Feb 5, 2019
Instrument	2019004547

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000004548
Date	Feb 5, 2019
Instrument	2019004548

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2018
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Instrument Date	Sep 12, 2018
Instrument	47699
Transaction Type	Mortgage
Record Updated	Nov 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047699
Date	Oct 18, 2018
Instrument	47699

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Recording Date	Jul 20, 2018
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Instrument Date	May 23, 2018
Instrument	32006
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032006
Date	Jul 20, 2018
Instrument	32006

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 16, 2018
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Instrument Date	Mar 9, 2018
Instrument	16133
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016133
Date	Apr 16, 2018
Instrument	16133

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Amount	Amount on Record

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	3004 BLUFFS DR, MARINA, CA 93933-5219
Document Number	0000008875
Instrument Date	Mar 2, 2018
Instrument	8875
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$6,619.80
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	8878
Date	Mar 2, 2018
Instrument	8878

Lender

Name	CYPRESS MARINA HEIGHTS LLC
Address	12424 WILSHIRE BLVD # 840, LOS ANGELES, CA 90025-1064

Agreement

Amount	Amount on Record

Mortgage

Document Number	8879,
Date	Mar 2, 2018
Instrument	8879

Lender

Name	MISSOURI ELEC CO-OP EMP CU
Address	1396 W HERNDON AVE # 101, FRESNO, CA 93711-7126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3004 Bluffs Dr was $9,966.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,510 (+2%) Land $341,347 Building $538,163
2025	$9,966.00	$862,265 Land $334,654 Building $527,611
2023	$9,169.00 (+1.43%)	$828,784 Land $321,660 Building $507,124
2022	$9,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3004 Bluffs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Bluffs Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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