3004 Biscayne Bay, Chico, CA 95973 Property Records

Butte County property record for 3004 Biscayne Bay, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2019
Lot Size	0.129 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (May 2019)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 9 more
Flood Zone	Zone X (moderate risk)
APN	`016-360-114-000`

Property Details

APN / Parcel Number

Primary APN	`016-360-114-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3004 BISCAYNE BAY
City	CHICO
State	CA
Zip	95973-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 429 MOUNTAIN VISTA SUB PH 4B
Legal Subdivision	MOUNTAIN VISTA PH 4B
Legal Lot Number	429
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Aug 6, 2019	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Jul 18, 2019	Grant Deed, Subdivision Related Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jun 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI TRI COUNTIES BANK
Jun 19, 2019	Grant Deed, Subdivision Related Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jun 21, 2019	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jun 7, 2019	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jun 7, 2019	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BK
May 24, 2019	Grant Deed, Subdivision Related Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
May 1, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	2019-0021961
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385

Mortgage

Document Number	0000041582
Date	Oct 6, 2020
Instrument	2020-0041582

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 6, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000035262
Instrument Date	Jul 31, 2019
Instrument	35262
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$428.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3024 BISCAYNE BAY CHICO CA 959738385, CHICO, CA 95973-8385

Mortgage

Document Number	35264
Date	Aug 6, 2019
Instrument	35264

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Mortgage

Document Number	35265,
Date	Aug 6, 2019
Instrument	35265

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 18, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000032900
Instrument Date	Jul 16, 2019
Instrument	32900
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$372.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2828 GALLATIN GTWY CHICO CA 959738386, CHICO, CA 95973-8386

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 26, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000030040
Instrument Date	Jun 20, 2019
Instrument	30040
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2844 GALLATIN GTWY CHICO CA 959738386, CHICO, CA 95973-8386

Mortgage

Document Number	30042
Date	Jun 26, 2019
Instrument	30042

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 19, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000029052
Instrument Date	Jun 17, 2019
Instrument	29052
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$384.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2854 GALLATIN GTWY CHICO CA 959738386, CHICO, CA 95973-8386

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 21, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000029501
Instrument Date	Jun 12, 2019
Instrument	29501
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 7, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000027249
Instrument Date	Jun 7, 2019
Instrument	27249
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$426.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3020 BISCAYNE BAY CHICO CA 959738385, CHICO, CA 95973-8385

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 7, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000027255
Instrument Date	Jun 7, 2019
Instrument	27255
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2860 GALLATIN GTWY CHICO CA 959738386, CHICO, CA 95973-8386

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 21, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000029500
Instrument Date	Jun 6, 2019
Instrument	29500
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$364.65
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28448 GALLATIN GTWY CHICO CA 95973, CHICO, CA 95973

Mortgage

Document Number	29503
Date	Jun 21, 2019
Instrument	29503

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 24, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000025485
Instrument Date	May 24, 2019
Instrument	25485
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$409.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2851 GALLATIN GTWY CHICO CA 959738387, CHICO, CA 95973-8387

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 1, 2019
Property Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385
Document Number	0000021961
Map Reference	MB 190 PG 94-98
Instrument Date	Apr 30, 2019
Instrument	2019-0021961
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3004 BISCAYNE BAY, CHICO, CA 95973-8385

Mortgage

Document Number	0000021963
Date	May 1, 2019
Instrument	2019-0021963

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,029.00 (+7.99%)	$348,036 (+4.04%) Land $178,480 Building $169,556
2023	$3,731.00 (+1.61%)	$334,523 Land $171,550 Building $162,973
2022	$3,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, UnWired Broadband Holding.

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