Kane County property record for 3003 Wayland Ave, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,476 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (May 2024) |
| Tax Bill | $12,275 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-184-001 |
| Primary APN | 06-17-184-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,476 sqft Living Area |
| Gross Area | 5,109 sqft |
| Basement Area | 1,633 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 3003 WAYLAND AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 1 LOT 82 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 82 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 851911 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3003 WAYLAND AVE, ELGIN, IL 60124-8935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 8, 2024 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Apr 11, 2013 · Amount on Record |
| Deed Document Number | 202415353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3003 WAYLAND AVE, ELGIN, IL 60124-8935 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3003 WAYLAND AVE, ELGIN, IL 60124-8935 |
| Document Number | 0000037559 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025K037559 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.48% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 8, 2024 |
| Property Address | 3003 WAYLAND AVE, ELGIN, IL 60124-8935 |
| Document Number | 0000015353 |
| Map Reference | DOC 2004K032369 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024K015353 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3003 WAYLAND AVE, ELGIN, IL 60124-8935 |
| Document Number | 0000015354 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2024K015354 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate | 6.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,275.00 (+7.68%) | $164,742 (+8.57%) Land $44,049 Building $120,693 | $494,424 (+8.57%) Land $132,200 Building $362,224 |
| 2024 | $151,738 (+21.39%) Land $40,572 Building $111,166 | $455,396 (+21.44%) Land $121,765 Building $333,631 | |
| 2022 | $11,400.00 (+3.38%) Homeowner's exemption | $124,997 (+6.96%) Land $33,422 Building $91,575 | $374,991 (+6.96%) Land $100,266 Building $274,725 |
| 2021 | $11,027.00 Homeowner's exemption | $116,863 Land $31,247 Building $85,616 | $350,589 Land $93,741 Building $256,848 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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