3003 Waterside Pt, Anderson, IN 46012 Property Records

Madison County property record for 3003 Waterside Pt, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,539 sqft · built 2018
Lot Size	0.696 acres (30,318 sqft)
Owner	Individual Name on File
Tax Bill	$11,361 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-4130-1-042`

Property Details

APN / Parcel Number

Primary APN	`20-4130-1-042`
Alternative APNs	`48-07-30-800-006.000-030` `00001324877`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	6,539 sqft Living Area
1st Floor Area	5,964 sqft
Attic	Attic
Attic Area	1,150 sqft
Basement Area	3,257 sqft
Finished Basement	3,257 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,318 sqft (0.696 acres)
Garage Type	Attached
Garage Area	1,055 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	482 sqft
Patio Area	1,792 sqft
Boat House	1,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001324877
Street Address	3003 WATERSIDE PT
City	ANDERSON
State	IN
Zip	46012-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE CLEARWATER 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT:
Legal Subdivision	LAKE CLEARWATER SEC 1
Jurisdiction	MADISON IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	1300

Owner

3003 Waterside Pt is owned and occupied by an individual who acquired it in October 2016.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 138, SUMMITVILLE, IN 46070-0138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · ARM FIRST MERCHANTS BANK NA
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Mar 4, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2016
Deed Sale	Oct 19, 2016
Deed Document Number	201614252
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3003 WATERSIDE PT, ANDERSON, IN 46012-8704
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R14854
Date	Oct 23, 2017
Instrument	2017R14854

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	192 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.88%
Index	1-Year CMT

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3003 WATERSIDE PT, ANDERSON, IN 46012-8704
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R05197
Date	Apr 22, 2019
Instrument	2019R05197

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3003 WATERSIDE PT, ANDERSON, IN 46012-8704
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R09355
Date	Jul 6, 2020
Instrument	2020R09355

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3003 WATERSIDE PT, ANDERSON, IN 46012-8704
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02900
Date	Mar 4, 2019
Instrument	2019R02900

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	192 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 3003 Waterside Pt was $11,361 with a homeowner's exemption, up 6.8% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Richland Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,361.00 (+6.84%) Homeowner's exemption	$1,037,800 Land $107,200 Building $930,600	$1,037,800 Land $107,200 Building $930,600
2024	$10,634.00
2023		$857,500 (-0.31%) Land $102,100 Building $755,400	$857,500 (-0.31%) Land $102,100 Building $755,400
2022	$10,318.00 Homeowner's exemption	$860,200 Land $97,200 Building $763,000	$860,200 Land $97,200 Building $763,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 Waterside Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 Waterside Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, T-Mobile.

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