3003 W 4th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3003 W 4th St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,136 sqft · built 1997
Lot Size0.352 acres (15,337 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (Jun 2009)
Tax Bill$5,278 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN8914-10-252-044

Property Details

APN / Parcel Number

Primary APN8914-10-252-044

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
1st Floor Area1,068 sqft
Basement Area1,068 sqft
Finished Basement440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,337 sqft (0.352 acres)
Lot Dimensions159 ft deep x 37 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area136 sqft
Deck Area240 sqft
Patio Area797 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3003 W 4TH ST
CityCEDAR FALLS
StateIA
Zip50613-6660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHEASANT HOLLOW LOT 40 EXC THAT PART DESC AS BEG AT NW COR LOT 40 TH E 36.83 FT TH S 4.5 FT TH W TO W LINE LOT 40 TH NLY
Legal Range14W
Legal Township89N
Legal Section10
Legal SubdivisionPHEASANT HOLLOW
Legal Lot Number40
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group3
Census Block3009
Census Tract2605

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3003 W 4TH ST, CEDAR FALLS, IA 50613-6660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2009 · Amount on Record
Deed SaleJun 30, 2009 · Amount on Record
Deed Document Number200925729
Prior Transfer DateJun 10, 2009
Prior Transfer Doc0000025729
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3003 W 4TH ST, CEDAR FALLS, IA 50613-6660
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200013914
DateJan 5, 2022
Instrument202200013914
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2042

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,278.00 (+4.72%) Homeowner's exemption$362,510 (+12.07%) Land $44,720 Building $317,790$362,510 (+12.07%) Land $44,720 Building $317,790
2024$5,040.00 (-1.22%)
2023$323,480 (+13.41%) Land $44,720 Building $278,760$323,480 (+13.41%) Land $44,720 Building $278,760
2022$5,102.00 Homeowner's exemption$285,230 Land $44,720 Building $240,510
2021$285,230 Land $44,720 Building $240,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

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